Kootenai County property record for 6896 W Cummings Loop, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 758 sqft · built 1948 |
| Lot Size | 0.187 acres (8,189 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,639 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 073600000040 |
| Primary APN | 073600000040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 758 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 8,189 sqft (0.187 acres) |
| Lot Width | 50 ft Width |
| Cabin | 80 sqft |
| Boat Lift | Boat Lift |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 138154 |
|---|---|
| Street Address | 6896 W CUMMINGS LOOP |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-0030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER SANDS, LT 4 3153N04W |
| Legal Subdivision | SILVER SANDS |
| Legal Lot Number | 4,3153 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
Source: Kootenai County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1418 S DYER RD, SPOKANE VALLEY, WA 99212-0156 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 |
| Deed Sale | Feb 15, 2024 |
| Record Updated | Jun 8, 2026 |
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 (-6.22%) | $700,930 (+19.76%) Land $540,000 Building $160,930 | $700,930 (+19.76%) Land $540,000 Building $160,930 |
| 2024 | $2,814.00 (+16.38%) | ||
| 2023 | $2,418.00 | $585,270 (-11.6%) Land $420,000 Building $165,270 | $585,270 (-11.6%) Land $420,000 Building $165,270 |
| 2022 | $662,052 Land $517,140 Building $144,912 | $662,052 Land $517,140 Building $144,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Optimum Cable | 30 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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