Kootenai County property record for 6898 W Cummings Loop, Rathdrum, ID 83858
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,822 sqft · built 1945 |
| Lot Size | 0.364 acres (15,899 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,135 (2025) |
| Deeds & Mortgages | May 2017 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 07360000005A |
| Primary APN | 07360000005A |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Basement Area | 607 sqft |
| Finished Basement | 607 sqft |
| Year Built | Built 1945 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 15,899 sqft (0.364 acres) |
| Lot Width | 100 ft Width |
| Cabin | 300 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Account Number | 132387 |
|---|---|
| Street Address | 6898 W CUMMINGS LOOP |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-0030 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SILVER SANDS, LT 5,6 3153N04W |
| Legal Subdivision | SILVER SANDS |
| Legal Lot Number | 5 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
Source: Kootenai County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 1630 JEFFERSON ST, WENATCHEE, WA 98801-1704 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | May 30, 2017 |
| Transfer Doc | 2596278000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | May 30, 2017 |
| Property Address | 6898 W CUMMINGS LOOP, RATHDRUM, ID 83858-0030 |
| Document Number | 2596278000 |
| Map Reference | MB C PG 197 |
| Instrument Date | May 25, 2017 |
| Instrument | 2596278000 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1630 JEFFERSON ST, WENATCHEE, WA 98801-1704 |
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,135.00 (-12.23%) | $843,230 (+11.54%) Land $622,500 Building $220,730 | $843,230 (+11.54%) Land $622,500 Building $220,730 |
| 2024 | $3,572.00 (+16.24%) | ||
| 2023 | $3,073.00 (-10.59%) | $756,010 (-9.85%) Land $530,000 Building $226,010 | $756,010 (-9.85%) Land $530,000 Building $226,010 |
| 2022 | $3,437.00 | $838,636 Land $661,240 Building $177,396 | $838,636 Land $661,240 Building $177,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Optimum Cable | 30 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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