DeSoto County property record for 699 Timber Creek S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,609 sqft · built 2002 |
| Lot Size | 0.206 acres (8,982 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-77-0-00152-00 |
| Primary APN | 3-08-1-12-77-0-00152-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Adjusted Area |
| 1st Floor Area | 1,365 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,982 sqft (0.206 acres) |
| Lot Dimensions | 125 ft deep x 37 ft wide |
| Patio Area | 144 sqft |
| Street Address | 699 TIMBER CRK S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | NORTHWOOD HILLS PHASE II SEC D LOT 152 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | NORTHWOOD HILLS SEC D |
| Legal Phase | 2 |
| Legal Lot Number | 152 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 71122 |
Source: DeSoto County assessment roll, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 699 TIMBER CRK S, HERNANDO, MS 38632-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Mar 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 7, 2024 |
| Deed Sale | Jun 7, 2024 |
| Prior Sale | Mar 17, 2020 · Amount on Record |
| Deed Book / Page | 1024 / 10141 |
| Last Transfer Date | Jul 17, 2024 |
| Transfer Doc | 1024/13116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 699 TIMBER CRK S, HERNANDO, MS 38632-1545 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 699 TIMBER CRK S, HERNANDO, MS 38632-1545 |
| Document Number | 005324/362 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 5324/362 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 17, 2020 |
| Property Address | 699 TIMBER CRK S, HERNANDO, MS 38632-1545 |
| Document Number | 000915/158 |
| Book / Page | 915 / 158 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0004906290 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 4906/290 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (-33.95%) | $13,616 (+37.04%) Land $2,000 Building $11,616 | $136,162 (+37.04%) Land $20,000 Building $116,162 |
| 2023 | $1,078.00 | $9,936 | $99,362 Land $20,000 Building $79,362 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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