693 Timber Creek S, Hernando, MS 38632 Property Records

DeSoto County property record for 693 Timber Creek S, Hernando, MS 38632 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,849 sqft · built 2002
Lot Size	0.17 acres (7,415 sqft)
Owner	Company Name on File
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-77-0-00151-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-77-0-00151-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,849 sqft Adjusted Area
Stories	1 Story
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,415 sqft (0.17 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Patio Area	142 sqft Patio

Location & Zoning

Street Address	693 TIMBER CRK S
City	HERNANDO
State	MS
Zip	38632-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOOD HILLS PHASE II SEC D LOT 151
Legal Range	08
Legal Township	03
Legal Section	12
Legal Subdivision	NORTHWOOD HILLS SEC D
Legal Phase	2
Legal Lot Number	151
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1056
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-1-12-77-0-00151-00

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1089 CROCKETT LOOP S, HERNANDO, MS 38632
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit THE BANK OF HOLLY SPRING
Oct 01, 2012	Deed of Trust, Mortgage LG&W FCU
Jan 21, 2026	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Jan 11, 2019	Warranty Deed, Transfer REALITY TITLE, REALTY TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2026
Deed Sale	Jan 21, 2026
Prior Sale	Jan 11, 2019
Deed Document Number	0010261098
Deed Book / Page	1026 / 1098
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 16, 2026
Property Address	693 TIMBER CRK S, HERNANDO, MS 38632-1545
Document Number	1026012609
Book / Page	1026 / 12609
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	REALTY TITLE INC, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 TIMBER CRK S, HERNANDO, MS 38632-1545

Mortgage

Document Number	5663080605,
Date	Jul 16, 2026
Book Page	5663/80605

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	693 TIMBER CRK S, HERNANDO, MS 38632-1545
Transaction Type	Mortgage
Record Updated	Feb 04, 2026
Title Company	REALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 CROCKETT LOOP N, HERNANDO, MS 38632-6535

Mortgage

Document Number	05663/6785
Date	Jan 21, 2026
Book Page	5663/6785

Lender

Name	THE BANK OF HOLLY SPRING
Type	Bank
Address	BYHALIA, MS 38611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2046

Interest

Rate Type	Adjustable Rate

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	693 TIMBER CRK S, HERNANDO, MS 38632-1545
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003511/255
Date	Oct 01, 2012
Book Page	3511/255

Lender

Name	LG&W FCU
Address	MEMPHIS, TN 38134

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Jul 30, 2027

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 21, 2026
Property Address	693 TIMBER CRK S, HERNANDO, MS 38632-1545
Document Number	01026/1098
Book / Page	1026 / 1098
Map Reference	MB 76 PG 4
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Feb 04, 2026
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4023 MISTY OAKS LN, NESBIT, MS 38651-9231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 CROCKETT LOOP S, HERNANDO, MS 38632

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 11, 2019
Property Address	693 TIMBER CRK S, HERNANDO, MS 38632-1545
Document Number	000877/423
Book / Page	0877 / 423
Map Reference	MB 6 PG 4
Instrument Date	Jan 08, 2019
Transaction Type	Transfer
Record Updated	Feb 04, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 DOUGLAS RD, GREENVILLE, MS 38701-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4023 MISTY OAKS LN, NESBIT, MS 38651-9231

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (+15.11%)	$15,046 (+37.13%) Land $2,000 Building $13,046	$150,457 (+37.13%) Land $20,000 Building $130,457
2023	$1,522.00	$10,972	$109,718 Land $20,000 Building $89,718

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 36% of the US · above 19% of Mississippi
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

693 Timber Creek S, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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