685 Timber Creek S, Hernando, MS 38632 Property Records

DeSoto County property record for 685 Timber Creek S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,335 sqft · built 2002
Lot Size	0.181 acres (7,901 sqft)
Owner	Individual Name on File
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-77-0-00150-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-77-0-00150-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,335 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,901 sqft (0.181 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Patio Area	120 sqft

Location & Zoning

Street Address	685 TIMBER CRK S
City	HERNANDO
State	MS
Zip	38632-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERLAY
Legal Description	NORTHWOOD HILLS PHASE II SEC D LOT 150
Legal Range	08
Legal Township	03
Legal Section	12
Legal Subdivision	NORTHWOOD HILLS SEC D
Legal Phase	2
Legal Lot Number	150
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1056
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-1-12-77-0-00150-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	685 TIMBER CRK S, HERNANDO, MS 38632-1545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2016
Deed Sale	Feb 22, 2016
Prior Sale	May 20, 2013
Deed Document Number	0000784763
Deed Book / Page	0784 / 763
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	685 TIMBER CRK S, HERNANDO, MS 38632-1545
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 TIMBER CRK S, HERNANDO, MS 38632-1545

Mortgage

Document Number	005517/331
Date	Apr 28, 2022
Book Page	5517/331

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00 (+16.05%)	$18,006 (+38.2%) Land $2,000 Building $16,006	$180,055 (+38.19%) Land $20,000 Building $160,055
2023	$1,807.00	$13,029	$130,293 Land $20,000 Building $110,293

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 266 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.