699 S Sumac St, Gardner, KS 66030 Property Records

Johnson County property record for 699 S Sumac St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 2004
Lot Size	0.232 acres (10,122 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,874 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CP99680000-0141`

Property Details

APN / Parcel Number

Primary APN	`CP99680000-0141`
Alternative APNs	`0461372504408007000` `R196514`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,301 sqft
Basement Area	1,243 sqft
Finished Basement	320 sqft
Unfinished Basement	923 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,122 sqft (0.232 acres)
View / Lot	Neighborhood / Spot
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	168 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R196514
Street Address	699 S SUMAC ST
City	GARDNER
State	KS
Zip	66030-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW SPRINGS IV LT 141 GAC 106B 141
Legal Subdivision	WILLOW SPRINGS IV
Legal Lot Number	141
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2007
Census Tract	53703

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF THE MIDWEST
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF THE MIDWEST
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Mar 4, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB
Apr 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Mar 4, 2005	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022
Deed Sale	Jun 10, 2022
Prior Sale	Feb 24, 2014 · Amount on Record
Deed Document Number	20223374
Deed Book / Page	202206 / 3374
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804/007421
Date	Apr 25, 2018
Book Page	201804/007421

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103/1609
Date	Mar 3, 2021
Book Page	202103/1609

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Non-Lending Institution
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALPHA TITLE GUARANTY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202206/4930
Date	Jun 21, 2022
Book Page	202206/4930

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200503/001903
Date	Mar 4, 2005
Book Page	200503/001903

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200804/000811
Date	Apr 2, 2008
Book Page	200804/000811

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jun 10, 2022
Property Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Document Number	202206/3374
Book / Page	202206 / 3374
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	JOHNSON, KS 67855

Mortgage

Document Number	2022064930
Date	Jun 10, 2022
Instrument	202206/4930

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Mar 4, 2005
Property Address	699 S SUMAC ST, GARDNER, KS 66030-8108
Document Number	200503/001901
Book / Page	200503 / 001901
Instrument Date	Feb 28, 2005
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	SECURITY LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	699 S SUMAC ST, GARDNER, KS 66030-8108

Mortgage

Document Number	200503/001902
Date	Mar 4, 2005
Book Page	200503/001902

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,874.00 (+2.42%)	$40,054 (+3.2%) Land $7,975 Building $32,079	$348,300 (+3.2%) Land $69,350 Building $278,950
2024	$4,759.00 (+3.79%)	$38,812 (+6.67%) Land $7,975 Building $30,837	$337,500 (+6.67%) Land $69,350 Building $268,150
2023	$4,585.00 (+16.93%)	$36,386 (+17.97%) Land $7,244 Building $29,142	$316,400 (+17.97%) Land $62,990 Building $253,410
2022	$3,921.00	$30,843 Land $6,039 Building $24,804	$268,200 Land $52,510 Building $215,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CO RWD 7 serves 6,457 people · EPA ID KS2009104
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoBrolly, Mercury Fiber, Xfinity.

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