690 S Sumac St, Gardner, KS 66030 Property Records

Johnson County property record for 690 S Sumac St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,111 sqft · built 2004
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CP99680000-0136`

Property Details

APN / Parcel Number

Primary APN	`CP99680000-0136`
Alternative APNs	`0461372504409005000` `R196509`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,020 sqft
Basement Area	1,448 sqft
Finished Basement	735 sqft
Unfinished Basement	713 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	124 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R196509
Street Address	690 S SUMAC ST
City	GARDNER
State	KS
Zip	66030-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW SPRINGS IV LT 136 GAC 106B 136
Legal Subdivision	WILLOW SPRINGS IV
Legal Lot Number	136
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2006
Census Tract	53703

Owner

Source: Johnson County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Sep 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HOWARD BANK
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage NBH BANK NA
Sep 16, 2025	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LENDING LLC
Jun 30, 2021	Warranty Deed, Transfer · VA Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021
Deed Sale	Jun 30, 2021
Prior Sale	Sep 15, 2004 · Amount on Record
Deed Book / Page	202106 / 12762
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Recording Date	Jun 3, 2026
Property Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Document Number	0000001068
Book / Page	202606 / 1068
Instrument Date	May 26, 2026
Instrument	20261068
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 S SUMAC ST, GARDNER, KS 66030-8108

Mortgage

Document Number	202606/1068,
Date	Jun 3, 2026
Book Page	202606/1068
Instrument	20261068

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201709/002207
Date	Sep 8, 2017
Book Page	201709/002207

Lender

Name	HOWARD BANK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102/4918
Date	Feb 11, 2021
Book Page	202102/4918

Lender

Name	JLB CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SAN ANTONIO

Mortgage

Document Number	202001/002053
Date	Jan 9, 2020
Book Page	202001/002053

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107/1450
Date	Jul 2, 2021
Book Page	202107/1450

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 S SUMAC ST, GARDNER, KS 66030-8108

Mortgage

Document Number	202509/4045
Date	Sep 16, 2025
Book Page	202509/4045

Lender

Name	LAKEVIEW LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jun 30, 2021
Property Address	690 S SUMAC ST, GARDNER, KS 66030-8108
Document Number	202106/12762
Book / Page	202106 / 12762
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 S SUMAC ST, GARDNER, KS 66030-8108

Mortgage

Document Number	2021071450
Date	Jun 30, 2021
Instrument	202107/1450

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,710.00 (+4.85%)	$39,169 (+6.7%) Land $7,835 Building $31,334	$340,600 (+6.7%) Land $68,130 Building $272,470
2024	$4,492.00 (-9.65%)	$36,708 (-7.82%) Land $7,835 Building $28,873	$319,200 (-7.83%) Land $68,130 Building $251,070
2023	$4,972.00 (+11.21%)	$39,824 (+13.54%) Land $7,116 Building $32,708	$346,300 (+13.54%) Land $61,880 Building $284,420
2022	$4,471.00	$35,075 Land $5,933 Building $29,142	$305,000 Land $51,590 Building $253,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CO RWD 7 serves 6,457 people · EPA ID KS2009104
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoBrolly, Mercury Fiber, Xfinity.

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