691 S Sumac St, Gardner, KS 66030 Property Records

Johnson County property record for 691 S Sumac St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,148 sqft · built 2004
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on File
Last Sale	$359,380 (Jun 2023)
Tax Bill	$5,400 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Feb 2012 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CP99680000-0143`

Property Details

APN / Parcel Number

Primary APN	`CP99680000-0143`
Alternative APNs	`0461372504408005000` `R196516`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	699 sqft
Basement Area	1,421 sqft
Finished Basement	665 sqft
Unfinished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	756 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R196516
Street Address	691 S SUMAC ST
City	GARDNER
State	KS
Zip	66030-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW SPRINGS IV LT 143 GAC 106B 143
Legal Subdivision	WILLOW SPRINGS IV
Legal Lot Number	143
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2007
Census Tract	53703

Owner

691 S Sumac St is owned and occupied by two individuals who acquired it in July 2023.

Source: Johnson County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	691 S SUMAC ST, GARDNER, KS 66030-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2009	Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO
Feb 16, 2012	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 16, 2015	Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO
Aug 2, 2023	Intrafamily Transfer, Transfer PLATINUM TITLE LLC
Jun 26, 2023	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 18, 2005	Warranty Deed, Subdivision Related Transfer · ARM JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Jan 18, 2005 · Amount on File
Deed Document Number	20236451
Deed Book / Page	202306 / 6451
Last Transfer Date	Jul 25, 2023
Transfer Doc	0000000562
Record Updated	Sep 20, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	691 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200902/004757
Date	Feb 13, 2009
Book Page	200902/004757

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	691 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201202/005496
Date	Feb 16, 2012
Book Page	201202/005496

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2041

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	691 S SUMAC ST, GARDNER, KS 66030-8108
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201511/004309
Date	Nov 16, 2015
Book Page	201511/004309

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2045

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Aug 2, 2023
Property Address	691 S SUMAC ST, GARDNER, KS 66030-8108
Document Number	202308/562
Book / Page	202308 / 562
Instrument Date	Jul 25, 2023
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	691 S SUMAC ST, GARDNER, KS 66030-8108

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jun 26, 2023
Property Address	691 S SUMAC ST, GARDNER, KS 66030-8108
Document Number	202306/6451
Book / Page	202306 / 6451
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 S SUMAC ST, GARDNER, KS 66030-8108

Mortgage

Document Number	2023066453
Date	Jun 26, 2023
Instrument	202306/6453

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jan 18, 2005
Property Address	691 S SUMAC ST, GARDNER, KS 66030-8108
Document Number	200501/005636
Book / Page	200501 / 005636
Instrument Date	Jan 12, 2005
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026
Title Company	HOMESTEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	200501/005637
Date	Jan 18, 2005
Book Page	200501/005637

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2010
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 691 S Sumac St was $5,400, up 13.3% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,400.00 (+13.28%)	$44,229 (+13.79%) Land $7,837 Building $36,392	$384,600 (+13.79%) Land $68,150 Building $316,450
2024	$4,767.00 (-4.24%)	$38,870 (-1.46%) Land $7,837 Building $31,033	$338,000 (-1.46%) Land $68,150 Building $269,850
2023	$4,978.00 (+5.71%)	$39,445 (+6.89%) Land $7,117 Building $32,328	$343,000 (+6.89%) Land $61,890 Building $281,110
2022	$4,709.00	$36,904 Land $5,934 Building $30,970	$320,900 Land $51,600 Building $269,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 691 S Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 691 S Sumac St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CO RWD 7 serves 6,457 people · EPA ID KS2009104
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoBrolly, Mercury Fiber, Xfinity.

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