6986 Spencer Ct, Dublin, CA 94568 Property Records

Alameda County property record for 6986 Spencer Ct, Dublin, CA 94568

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,842 sqft · built 1968
Lot Size	0.132 acres (5,752 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jun 2017)
Tax Bill	$12,342 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`941-204-74`

Property Details

APN / Parcel Number

Primary APN	`941-204-74`
Alternative APN	`941-0204-074-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area

Exterior

Year Built	Built 1968
Architectural Style	Other
Construction Type	Wood
Lot Area	5,752 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6986 SPENCER CT
City	DUBLIN
State	CA
Zip	94568-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2553 BLK 2 LOT 17
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	3
Census Block	3012
Census Tract	450300

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6986 SPENCER CT, DUBLIN, CA 94568-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Jun 21, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Jan 20, 2016
Deed Document Number	2017134625
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6986 SPENCER CT, DUBLIN, CA 94568-2138
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6986 SPENCER CT, DUBLIN, CA 94568-2138

Mortgage

Document Number	0000095871
Date	Mar 9, 2021
Instrument	2021095871

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6986 SPENCER CT, DUBLIN, CA 94568-2138
Document Number	0000094731
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6986 SPENCER CT DUBLIN CA 945682138, DUBLIN, CA 94568-2138

Mortgage

Document Number	0000094731
Date	Apr 24, 2020
Instrument	94731

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6986 SPENCER CT, DUBLIN, CA 94568-2138
Document Number	0000141268
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6986 SPENCER CT DUBLIN CA 945682138, DUBLIN, CA 94568-2138

Mortgage

Document Number	0000141268
Date	Jul 18, 2018
Instrument	141268

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 21, 2017
Property Address	6986 SPENCER CT, DUBLIN, CA 94568-2138
Document Number	0000134625
Map Reference	MAP50 PG43
Instrument Date	Jun 7, 2017
Instrument	2017134625
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6986 SPENCER CT, DUBLIN, CA 94568-2138

Mortgage

Document Number	0000134626
Date	Jun 21, 2017
Instrument	2017134626

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Dublin City
Unified School District	Dublin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,342.00 (+2.76%)	$893,630 (+4.04%) Land $268,089 Building $625,541
2023	$12,011.00	$858,934 Land $257,680 Building $601,254

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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