6973 Spencer Ct, Dublin, CA 94568 Property Records

Alameda County property record for 6973 Spencer Ct, Dublin, CA 94568

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,148 sqft · built 1968
Lot Size	0.166 acres (7,232 sqft)
Owner	2 Individuals on Record
Last Sale	$874,000 (Oct 2019)
Tax Bill	$13,026 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`941-204-76`

Property Details

APN / Parcel Number

Primary APN	`941-204-76`
Alternative APN	`941-0204-076-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 1968
Architectural Style	Other
Construction Type	Wood
Lot Area	7,232 sqft (0.166 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6973 SPENCER CT
City	DUBLIN
State	CA
Zip	94568-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	3
Census Block	3012
Census Tract	450300

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	6973 SPENCER CT, DUBLIN, CA 94568-2137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · VA Mortgage T I M E LENDING
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage OCMBC INC
Sep 3, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 30, 2019	Grant Deed, Transfer · VA Mortgage ELEVEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Nov 7, 2001
Deed Document Number	2019221001
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6973 SPENCER CT, DUBLIN, CA 94568-2137
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6973 SPENCER CT, DUBLIN, CA 94568-2137

Mortgage

Document Number	0000032124
Date	Mar 5, 2024
Instrument	2024032124

Lender

Name	T I M E LENDING
Type	Non-Lending Institution
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6973 SPENCER CT, DUBLIN, CA 94568-2137
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6973 SPENCER CT, DUBLIN, CA 94568-2137

Mortgage

Document Number	0000175671
Date	Oct 24, 2022
Instrument	2022175671

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6973 SPENCER CT, DUBLIN, CA 94568-2137
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6973 SPENCER CT, DUBLIN, CA 94568-2137

Mortgage

Document Number	0000229718
Date	Jun 28, 2021
Instrument	2021229718

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6973 SPENCER CT, DUBLIN, CA 94568-2137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6973 SPENCER CT, DUBLIN, CA 94568-2137

Mortgage

Document Number	0000221144
Date	Sep 3, 2020
Instrument	2020221144

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 30, 2019
Property Address	6973 SPENCER CT, DUBLIN, CA 94568-2137
Document Number	0000221001
Instrument Date	Oct 18, 2019
Instrument	221001
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$961.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6973 SPENCER CT DUBLIN CA 945682137, DUBLIN, CA 94568-2137

Mortgage

Document Number	221002
Date	Oct 30, 2019
Instrument	221002

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Dublin City
Unified School District	Dublin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,026.00 (+2.78%) Homeowner's exemption	$955,831 (+4.04%) Land $286,749 Building $669,082
2023	$12,674.00 Homeowner's exemption	$918,721 Land $275,616 Building $643,105

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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