6974 Spencer Ct, Dublin, CA 94568 Property Records

Alameda County property record for 6974 Spencer Ct, Dublin, CA 94568

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,610 sqft · built 1968
Lot Size	0.173 acres (7,517 sqft)
Owner	Company Name on Record
Last Sale	$448,000 (Apr 2003)
Tax Bill	$9,218 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`941-204-75`

Property Details

APN / Parcel Number

Primary APN	`941-204-75`
Alternative APN	`941-0204-075-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,517 sqft (0.173 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6974 SPENCER CT
City	DUBLIN
State	CA
Zip	94568-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: 0002 TR: 2553
Legal Subdivision	TRACT 2553
Legal Tract	2553
Legal Lot Number	16
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	3
Census Block	3012
Census Tract	450300

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6974 SPENCER CT, DUBLIN, CA 94568-2138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2003 · Amount on Record
Deed Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	2003250788
Last Transfer Date	Mar 31, 2020
Transfer Doc	0000077017
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6974 SPENCER CT, DUBLIN, CA 94568-2138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6974 SPENCER CT, DUBLIN, CA 94568-2138

Mortgage

Document Number	0000262654
Date	Oct 6, 2020
Instrument	2020262654

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 8, 2020
Property Address	6974 SPENCER CT, DUBLIN, CA 94568-2138
Document Number	0000077017
Map Reference	MB 50 PG 43
Instrument Date	Mar 31, 2020
Instrument	2020077017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6974 SPENCER CT, DUBLIN, CA 94568-2138

Mortgage

Document Number	0000077018
Date	Apr 8, 2020
Instrument	2020077018

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	6974 SPENCER CT, DUBLIN, CA 94568-2138
Document Number	0000146831
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6974 SPENCER CT DUBLIN CA 945682138, DUBLIN, CA 94568-2138

Mortgage

Document Number	0000146831
Date	Jul 26, 2018
Instrument	146831

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Dublin City
Unified School District	Dublin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,324 (+0.92%) Land $198,530 Building $462,794
2025	$9,218.00 (+2.9%) Homeowner's exemption	$648,359 (+4.04%) Land $194,638 Building $453,721
2023	$8,958.00 Homeowner's exemption	$623,189 Land $187,082 Building $436,107	$1,033,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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