6984 Kruger Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 6984 Kruger Rd, Three Oaks, MI 49128 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,180 sqft · built 1910
Lot Size	1.72 acres (74,923 sqft)
Owner	Company Name on File
Last Sale	$143,728 (Jan 2009)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-0003-0004-06-2`

Property Details

APN / Parcel Number

Primary APN	`20-0003-0004-06-2`
Alternative APN	`11-20-0003-0004-06-2`

Interior

Full Baths	1 Bath
Building Area	2,180 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	74,923 sqft (1.72 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6984 KRUGER RD
City	THREE OAKS
State	MI
Zip	49128-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W1/2 OF E1/2 OF NE1/4 OF NW1/4 SEC 3 T8S R20W EXC BEG 329.84' W OF N1/4 PST SEC 3 T8S R20W TH S00DEG03'14W 1317.59' TH
Legal Range	20W
Legal Township	08S
Legal Section	03
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1024
Census Tract	11400

Owner

Source: Berrien County records · APN 20-0003-0004-06-2

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	11609 RIVIERA DR, NEW BUFFALO, MI 49117-9255
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit TEACHERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2009 · Amount on Record
Deed Sale	Jan 15, 2009 · Amount on Record
Deed Book / Page	2869 / 2862
Last Transfer Date	Dec 19, 2023
Transfer Doc	03417/3491
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 19, 2023
Property Address	6984 KRUGER RD, THREE OAKS, MI 49128-9544
Document Number	03417/3491
Book / Page	3417 / 3491
Instrument Date	Dec 19, 2023
Instrument	2023394961
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11609 RIVIERA DR, NEW BUFFALO, MI 49117-9255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11609 RIVIERA DR, NEW BUFFALO, MI 49117-9255

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6984 KRUGER RD, THREE OAKS, MI 49128-9544
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11609 RIVIERA DR, NEW BUFFALO, MI 49117-9255

Mortgage

Document Number	03361/2565
Date	Jan 25, 2022
Book Page	3361/2565
Instrument	2022341538

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,000 (+3.98%)	$282,000 (+3.98%)
2025	$2,792.00 (-1.27%)	$135,600 (+21.29%)	$271,200 (+21.29%)
2024	$2,828.00 (+10.17%)
2023		$111,800	$223,600
2022	$2,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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