7190 Kruger Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7190 Kruger Rd, Three Oaks, MI 49128

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,893 sqft · built 1999
Lot Size10.1 acres (441,698 sqft)
OwnerIndividual Name on Record
Tax Bill$4,249 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-0003-0001-08-0

Property Details

APN / Parcel Number

Primary APN20-0003-0001-08-0
Alternative APN
  • 11-20-0003-0001-08-0

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,893 sqft Living Area
1st Floor Area1,875 sqft
Basement Area1,875 sqft
Unfinished Basement1,875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood Siding
Lot Area441,698 sqft (10.1 acres)
Garage Area1,656 sqft
Parking Spaces6 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7190 KRUGER RD
CityTHREE OAKS
StateMI
Zip49128-8505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 295.16'E OF NW COR SEC 3 T8S R20W TH E 16.84'TH S 0 DEG 03'53'' E 312'TH E 120'TH N 0 DEG 03'53''W 312'TH E 359.62'TH S 0
Legal Range20W
Legal Township08S
Legal Section03
JurisdictionBERRIEN MI
Township / Civil DivisionTHREE OAKS
Census Block Group1
Census Block1024
Census Tract11400

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 95, THREE OAKS, MI 49128-0095
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 1999
Deed SaleJan 16, 1999
Deed Book / Page1945 / 1493
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address7190 KRUGER RD, THREE OAKS, MI 49128-8505
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03207/3179
DateJun 7, 2018
Book Page3207/3179
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionThree Oaks Township
Unified School DistrictRiver Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,800 (+42.14%)$705,600 (+42.14%)
2025$4,249.00 (+5.04%)
2023$248,200$496,400
2022$4,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kruger Rd

Nearby Streets

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