698 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 698 Lake Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,404 sqft · built 1951
Lot Size4.42 acres (192,535 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Dec 1995)
Tax Bill$16,008 (2026)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN265489 048.20-1-27.1

Property Details

APN / Parcel Number

Primary APN265489 048.20-1-27.1
Alternative APNs
  • 54890482000001027100
  • 03491300000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,404 sqft Living Area
1st Floor Area1,806 sqft
Basement Area598 sqft
Finished Basement598 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood
Lot Area192,535 sqft (4.42 acres)
Lot Dimensions200 ft deep x 257 ft wide
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number03491300000
Street Address698 LAKE RD
CityWEBSTER
StateNY
Zip14580-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number27.100
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2003
Census Tract11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address698 LAKE RD, WEBSTER, NY 14580-1553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 1995 · Amount on Record
Deed SaleDec 21, 1995 · Amount on Record
Deed Book / Page8687 / 356
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address698 LAKE RD, WEBSTER, NY 14580-1553
Document Number0000000484
Book / Page027320 / 000689
Instrument DateSep 9, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 LAKE RD WEBSTER NY 145801553, WEBSTER, NY 14580-1553

Mortgage

Document Number0000000484
DateSep 19, 2017
Book Page027320/000689
Instrument484
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604-2424
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,008.00 (+10.82%) Homeowner's exemption Senior Citizen's exemption
2025$14,445.00 (-0.64%)$340,000 (-) Land $163,000 Building $177,000$708,300 (+20.83%) Land $339,567 Building $368,733
2023$340,000 (-) Land $163,000 Building $177,000$586,200 (+10.33%) Land $281,031 Building $305,169
2022$340,000 Land $163,000 Building $177,000$531,300 Land $254,711 Building $276,589
2021$14,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2004)
Most Recent ClaimAug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

Nearby Streets

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