678 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 678 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,869 sqft · built 1956
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2020)
Tax Bill	$9,694 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 048.20-1-24`

Property Details

APN / Parcel Number

Primary APN	`265489 048.20-1-24`
Alternative APNs	`54890482000001024000` `03491600000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Porch	Patio
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03491600000
Street Address	678 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0046-14-07
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	678 LAKE RD, WEBSTER, NY 14580-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 6, 2020	Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	2020430
Deed Book / Page	12328 / 420
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	678 LAKE RD, WEBSTER, NY 14580-1553
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	NATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 LAKE RD, WEBSTER, NY 14580-1553

Mortgage

Document Number	0000000287
Date	Aug 27, 2021
Book Page	29418/287
Instrument	202108270268

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	678 LAKE RD, WEBSTER, NY 14580-1553
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 LAKE RD, WEBSTER, NY 14580-1553

Mortgage

Document Number	0000000266
Date	Aug 27, 2021
Book Page	29418/266
Instrument	202108270267

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Apr 6, 2020
Property Address	678 LAKE RD, WEBSTER, NY 14580-1553
Document Number	0000000430
Book / Page	12328 / 420
Instrument Date	Mar 24, 2020
Instrument	202004060430
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CROSSROADS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	678 LAKE RD, 678, WEBSTER, NY 14580-1553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 LAKE RD, WEBSTER, NY 14580-1553

Mortgage

Document Number	0000000431
Date	Apr 6, 2020
Instrument	202004060431

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,694.00 (+1.06%)
2025	$9,592.00 (+4.82%)	$205,600 (-) Land $47,500 Building $158,100	$428,300 (+20.82%) Land $98,951 Building $329,349
2023		$205,600 (-) Land $47,500 Building $158,100	$354,500 (+10.33%) Land $81,901 Building $272,599
2022		$205,600 Land $47,500 Building $158,100	$321,300 Land $74,230 Building $247,070
2021	$9,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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