Monroe County and Webster Town property record for 684 Lake Rd, Webster, NY 14580
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3.5 ba · 2,142 sqft · built 1963 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (May 2025) |
| Tax Bill | $10,925 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 048.20-1-25 |
| Primary APN | 265489 048.20-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,142 sqft Total Area |
| 1st Floor Area | 2,142 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Width | 264 ft Width |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 526 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 03491550000 |
|---|---|
| Street Address | 684 LAKE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1553 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 0046-14-07 CARLSON PROPERTY |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11302 |
684 Lake Rd, a duplex, is owned by an individual who acquired it in September 2025.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1441 CHIGWELL LN N, WEBSTER, NY 14580-9765 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Intrafamily Transfer, Transfer INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Feb 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PITTSFORD FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on File |
| Deed Sale | May 9, 2025 · Amount on File |
| Prior Sale | Apr 17, 2025 · Amount on File |
| Deed Document Number | 20253288159 |
| Deed Book / Page | 13090 / 934 |
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0003333804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Sep 12, 2025 |
| Property Address | 684 LAKE RD, WEBSTER, NY 14580-1553 |
| Document Number | 202503333804 |
| Book / Page | 13126 / 970 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 202503333804 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 684 LAKE RD, WEBSTER, NY 14580-1553 |
| Name | Verified Name |
|---|---|
| Address | 684 LAKE RD, WEBSTER, NY 14580-1553 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 684 LAKE RD, WEBSTER, NY 14580-1553 |
| Document Number | 0000000742 |
| Book / Page | 027046 / 000238 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 684 LAKE RD WEBSTER NY 145801553, WEBSTER, NY 14580-1553 |
| Document Number | 0000000742 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 027046/000238 |
| Instrument | 742 |
| Name | PITTSFORD FCU |
|---|---|
| Type | Credit Union |
| Address | PITTSFORD, NY 14534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 29, 2032 |
The 2026 property tax bill for 684 Lake Rd was $10,925, up 1.1% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,925.00 (+1.07%) | ||
| 2025 | $10,809.00 | $231,800 (-) Land $46,500 Building $185,300 | $482,900 (+8.32%) Land $96,872 Building $386,028 |
| 2024 | $231,800 (-) Land $46,500 Building $185,300 | $445,800 (+11.53%) Land $89,429 Building $356,371 | |
| 2023 | $231,800 (-) Land $46,500 Building $185,300 | $399,700 (+10.35%) Land $80,181 Building $319,519 | |
| 2022 | $231,800 Land $46,500 Building $185,300 | $362,200 Land $72,659 Building $289,541 | |
| 2021 | $10,317.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 684 Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2004) |
| Most Recent Claim | Aug 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 684 Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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