69799 Hilltop Dr, Union, MI 49130 Property Records

Cass County property record for 69799 Hilltop Dr, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,365 sqft · built 2016
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2015)
Tax Bill	$11,636 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-120-209-042-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-209-042-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,365 sqft Building Perimeter
1st Floor Area	2,365 sqft
Basement Area	2,365 sqft
Unfinished Basement	2,365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Lot Area	29,185 sqft (0.67 acres)
Garage Area	805 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	69799 HILLTOP DR
City	UNION
State	MI
Zip	49130-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (202 8-13) COM N 15.98 1/2 CHS FRM PT IN S LINE SEC 9, 8.29 3/4 CHS W FRM W SHORE BALDWIN LKE, TH N 47 DEG W 1.25 CH THN 42
Legal Lot Number	14
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2038
Census Tract	1000

Owner

69799 Hilltop Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69799 HILLTOP DR, UNION, MI 49130-9711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2015 · Amount on File
Deed Sale	Jul 8, 2015 · Amount on File
Deed Book / Page	1092 / 1811
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	69799 HILLTOP DR, UNION, MI 49130-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1121/0557
Date	Apr 10, 2017
Book Page	1121/0557

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	69799 HILLTOP DR, UNION, MI 49130-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1187/1569
Date	Jan 6, 2021
Book Page	1187/1569

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 69799 Hilltop Dr was $11,636 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$819,600 (+2.31%) Land $819,600	$1,639,200 (+2.31%) Land $1,639,200
2025	$11,636.00 Homeowner's exemption	$801,100 Land $801,100	$1,602,200 Land $1,602,200
2023		$585,300	$1,170,600
2022	$10,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69799 Hilltop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 69799 Hilltop Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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