69744 Thomas Rd, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 69744 Thomas Rd, White Pigeon, MI 49099

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,256 sqft · built 1990
Lot Size	10 acres (439,520 sqft)
Owner	Individual Name on Record
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-007-010-40`

Property Details

APN / Parcel Number

Primary APN	`011-007-010-40`

Interior

Full Baths	2 Baths
Building Area	2,256 sqft Building Perimeter
1st Floor Area	2,256 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	439,520 sqft (10 acres)
Garage Area	728 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	69744 THOMAS RD
City	WHITE PIGEON
State	MI
Zip	49099-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 328.02 FT OF N 1331.36 FT OF E 1/2 SW 1/4 SEC 7 T8S R12W. 10.001 A+/-.
Legal Range	12W
Legal Township	08S
Legal Section	07
Jurisdiction	ST JOSEPH MI
Township / Civil Division	MOTTVILLE
Census Block Group	1
Census Block	1032
Census Tract	41400

Owner

Source: St. Joseph County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69744 THOMAS RD, WHITE PIGEON, MI 49099-8426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Deed Book / Page	683 / 906
Last Transfer Date	Oct 2, 2026
Transfer Doc	0000008113
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 7, 2026
Property Address	69744 THOMAS RD, WHITE PIGEON, MI 49099-8426
Document Number	0000008113
Instrument Date	Oct 2, 2026
Instrument	20268113
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69744 THOMAS RD, WHITE PIGEON, MI 49099-8426

Mortgage

Document Number	0000008114,
Date	Oct 7, 2026
Instrument	20268114

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	69744 THOMAS RD, WHITE PIGEON, MI 49099-8426
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1901/0949
Date	Jan 30, 2018
Book Page	1901/0949

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Mottville Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,600 Land $37,600 Building $158,000	$391,200 Land $75,200 Building $316,000
2025	$2,049.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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