St. Joseph County property record for 69680 Thomas Rd, White Pigeon, MI 49099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,520 sqft · built 1995 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Nov 2024) |
| Tax Bill | $1,435 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-007-010-30 |
| Primary APN | 011-007-010-30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,520 sqft Building Perimeter |
| 1st Floor Area | 760 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 624 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 69680 THOMAS RD |
|---|---|
| City | WHITE PIGEON |
| State | MI |
| Zip | 49099-8427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 328.02 FT OF N 1003.34 FT OF E 1/2 SW 1/4 SEC 7 T8S R12W. 10.001 A. |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 07 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | MOTTVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 41400 |
69680 Thomas Rd is owned and occupied by two individuals who bought it in November 2024.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15910 US HIGHWAY 20, GOSHEN, IN 46528-9194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on File |
| Deed Sale | Nov 26, 2024 · Amount on File |
| Prior Sale | Sep 30, 2022 · Amount on File |
| Deed Document Number | 20248325 |
| Prior Transfer Date | Feb 14, 1997 |
| Prior Transfer Doc | 0784000076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 30, 2022 |
| Property Address | 69680 THOMAS RD, WHITE PIGEON, MI 49099-8427 |
| Document Number | 2022008549 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022008549 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69680 THOMAS RD, 69680, WHITE PIGEON, MI 49099-8427 |
| Name | Verified Name |
|---|---|
| Address | 6800 W 200 S, TOPEKA, IN 46571-9739 |
| Date | Sep 30, 2022 |
|---|
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.3% |
The 2025 property tax bill for 69680 Thomas Rd was $1,435 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Mottville Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,600 | $451,200 | |
| 2025 | $1,435.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69680 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69680 Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Midwest Energy & Communications, T-Mobile, Xfinity.
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