Martin County property record for 6974 SE Harbor Cir, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 6,328 sqft · built 2000 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $6,750,000 (Mar 2026) |
| Tax Bill | $22,419 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-38-42-001-000-0019.0-5-0000 |
| Primary APN | 17-38-42-001-000-0019.0-5-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 6,328 sqft Living Area |
| Gross Area | 7,201 sqft |
| 1st Floor Area | 3,824 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 17,990 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 873 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 1,128 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 46142 |
|---|---|
| Street Address | 6974 SE HARBOR CIR |
| City | STUART |
| State | FL |
| Zip | 34996-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | SAILFISH POINT PLAT 15 LOT 19 |
| Legal Range | 42E |
| Legal Township | 38S |
| Legal Section | 17 |
| Legal Subdivision | SAILFISH POINT |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 COUNTRY CLUB HL, BLUEFIELD, WV 24701-4467 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 20, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 26, 2019 | Grant Deed, Transfer SPROUT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on Record |
| Deed Sale | Mar 20, 2026 · Amount on Record |
| Prior Sale | Mar 26, 2019 · Amount on Record |
| Deed Document Number | 20263176154 |
| Deed Book / Page | 3555 / 1072 |
| Prior Transfer Date | Mar 18, 2019 |
| Prior Transfer Doc | 0030481555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 20, 2026 |
| Property Address | 6974 SE HARBOR CIR, STUART, FL 34996-1915 |
| Document Number | 0035551072 |
| Book / Page | 3555 / 1072 |
| Map Reference | MB 10 PG 43 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 3176154 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $47,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6381 SE HARBOR CIR, STUART, FL 34996-1921 |
| Name | Verified Name |
|---|---|
| Address | 1 COUNTRY CLUB HL, BLUEFIELD, WV 24701-4467 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 6974 SE HARBOR CIR, STUART, FL 34996-1915 |
| Document Number | 0030481555 |
| Book / Page | 003048 / 001555 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2745595 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6974 SE HARBOR CIR STUART FL 349961915, STUART, FL 34996-1915 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 6974 SE HARBOR CIR, STUART, FL 34996-1915 |
| Document Number | 0030481556 |
| Book / Page | 003048 / 001556 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2745596 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6974 SE HARBOR CIR STUART FL 349961915, STUART, FL 34996-1915 |
| Document Number | 30481558 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 003048/001558 |
| Instrument | 2745598 |
| Name | SPROUT MTG |
|---|---|
| Address | 4600 FULLER DR # 300, IRVING, TX 75038-6554 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.43% |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,419.00 (-1.01%) Homeowner's exemption Veteran's exemption | $2,803,360 (+5.99%) | $4,696,970 (-0.34%) Land $1,750,000 Building $2,946,970 |
| 2024 | $22,647.00 (-36.22%) | ||
| 2023 | $35,510.00 (+3.13%) Additional exemption filed | $2,645,004 (+3%) | $4,713,140 (+12.73%) Land $1,700,000 Building $3,013,140 |
| 2022 | $34,433.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $2,567,966 | $4,180,980 Land $1,650,000 Building $2,530,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 390 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,299 units insured incl. 909 condo units |
| Nearby Flood Claims | 70 (1984–2023) |
| Claims Outside the SFHA | 6 of 70 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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