6970 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6970 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,180 sqft · built 2023
Lot Size	0.532 acres (23,174 sqft)
Owner	2 Individual Names on File
Last Sale	$1,340,000 (Mar 2017)
Tax Bill	$61,421 (2024)
Deeds & Mortgages	Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-38-42-001-000-00230-7`

Property Details

APN / Parcel Number

Primary APN	`17-38-42-001-000-00230-7`
Alternative APN	`46146`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	5,180 sqft Living Area
1st Floor Area	3,765 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	23,174 sqft (0.532 acres)
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Porch
Porch Area	785 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46146
Street Address	6970 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAILFISH POINT PLAT 15 LOT 23 & PORTION OF PLAT NO 5 SAILFISH POINT PER OR 0862/0645
Legal Range	42E
Legal Township	38S
Legal Section	17
Legal Subdivision	SAILFISH POINT
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1004
Census Tract	100

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6970 SE HARBOR CIR, STUART, FL 34996-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Deed Document Number	0002915859
Deed Book / Page	2915 / 859
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 30, 2017
Property Address	6970 SE HARBOR CIR, STUART, FL 34996-1915
Document Number	0029150859
Book / Page	002915 / 000859
Instrument Date	Mar 27, 2017
Instrument	2626915
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	SIGNATURE TITLE FL PARTNERS LLC, SIGNATURE TITLE FL PTRS LLC

Transaction

Amount	Amount Recorded
Tax	$9,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11062 ROLLING MEADOW DR GREAT FALLS VA 22066, GREAT FALLS, VA 22066

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,709,940 (+141.54%) Land $1,575,000 Building $2,134,940	$3,709,940 (+141.54%) Land $1,575,000 Building $2,134,940
2024	$61,421.00 (+133.04%)
2023	$26,356.00 (+6.58%)	$1,535,930 (+8.61%) Land $1,530,000 Building $5,930	$1,535,930 (+3.02%) Land $1,530,000 Building $5,930
2022	$24,728.00	$1,414,110	$1,490,930 Land $1,485,000 Building $5,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20