Martin County property record for 6973 SE Harbor Cir, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,981 sqft · built 1991 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,925,000 (Nov 2018) |
| Tax Bill | $43,208 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Nov 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-38-42-001-000-0020.0-3-0000 |
| Primary APN | 17-38-42-001-000-0020.0-3-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 4,981 sqft Living Area |
| Gross Area | 5,925 sqft |
| 1st Floor Area | 3,680 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 427 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 46143 |
|---|---|
| Street Address | 6973 SE HARBOR CIR |
| City | STUART |
| State | FL |
| Zip | 34996-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | SAILFISH POINT PLAT 15 LOT 20 |
| Legal Range | 42E |
| Legal Township | 38S |
| Legal Section | 17 |
| Legal Subdivision | SAILFISH POINT |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6973 SE HARBOR CIR, STUART, FL 34996-4936 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK |
| Nov 5, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 4, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on Record |
| Deed Sale | Nov 5, 2018 · Amount on Record |
| Prior Sale | Jun 4, 2017 · Amount on Record |
| Deed Document Number | 20182724076 |
| Deed Book / Page | 3025 / 1487 |
| Prior Transfer Date | May 25, 2017 |
| Prior Transfer Doc | 0029290568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6973 SE HARBOR CIR, STUART, FL 34996-4936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STARFISH TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0029140514 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 02914/0514 |
| Instrument | 2625874 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 5, 2018 |
| Property Address | 6973 SE HARBOR CIR, STUART, FL 34996-4936 |
| Document Number | 0030251487 |
| Book / Page | 003025 / 001487 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 2724076 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,475.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1308 LOCUST AVE TOWSON MD 212046619, TOWSON, MD 21204-6619 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jun 4, 2017 |
| Property Address | 6973 SE HARBOR CIR, STUART, FL 34996-4936 |
| Document Number | 0029290568 |
| Book / Page | 002929 / 000568 |
| Instrument Date | May 25, 2017 |
| Instrument | 2638522 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17627 GRANDVIEW DR STERLING IL 610818562, STERLING, IL 61081-8562 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jun 4, 2017 |
| Property Address | 6973 SE HARBOR CIR, STUART, FL 34996-4936 |
| Document Number | 0029290569 |
| Book / Page | 002929 / 000569 |
| Instrument Date | May 25, 2017 |
| Instrument | 2638523 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17627 GRANDVIEW DR STERLING IL 610818562, STERLING, IL 61081-8562 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,208.00 (+1.81%) | $2,389,687 (+21%) | $3,278,660 (+7.18%) Land $1,550,000 Building $1,728,660 |
| 2024 | $42,439.00 (+5.54%) | ||
| 2023 | $40,211.00 (+17.49%) | $1,974,949 (+1%) | $3,058,910 (+28.34%) Land $1,300,000 Building $1,758,910 |
| 2022 | $34,224.00 | $1,795,409 | $2,383,480 Land $900,000 Building $1,483,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 390 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,299 units insured incl. 909 condo units |
| Nearby Flood Claims | 70 (1984–2023) |
| Claims Outside the SFHA | 6 of 70 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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