6974 Ridgeline Dr, Timnath, CO 80547 Property Records

Larimer County property record for 6974 Ridgeline Dr, Timnath, CO 80547 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 4,649 sqft · built 2009
Lot Size0.328 acres (14,279 sqft)
Owner2 Individual Names on File
Last Sale$1,265,000 (Jan 2026)
Tax Bill$11,325 (2025)
Deeds & MortgagesJun 2022 Mortgage
May 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN87361-13-139

Property Details

APN / Parcel Number

Primary APN87361-13-139
Alternative APN
  • R1645502

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,649 sqft Living Area
Gross Area6,111 sqft
Basement Area1,850 sqft
Finished Basement1,270 sqft
Unfinished Basement580 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,279 sqft (0.328 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area882 sqft
Parking Spaces4 Parking Spaces
PorchOpen Slab
Porch Area1,009 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1645502
Street Address6974 RIDGELINE DR
CityTIMNATH
StateCO
Zip80547-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 139, BLOCK 5, HARMONY SUBDIVISION 2ND FIL, TIM (20070020818)
Legal Range68W
Legal Township7N
Legal Section36
Legal SubdivisionHARMONY SUBDIVISION 2ND FIL, TIM (200700
Legal Block5
Legal Lot Number139
JurisdictionLARIMER CO
Township / Civil DivisionTIMNATH-WELLINGTON
Census Block Group2
Census Block2038
Census Tract2506

Owner

Source: Larimer County records · APN 87361-13-139

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANKFIRST
May 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF COLORADO
Sep 28, 2022Deed of Trust, Mortgage · Line of Credit
652600
Nov 08, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANKFIRST
May 09, 2024Deed of Trust, Mortgage · Closed-End Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Jan 27, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST WESTERN TRUST BANK
Jul 05, 2018Deed of Trust, Mortgage · Line of Credit
BANKFIRST
Jun 26, 2018Warranty Deed, Transfer
BANK OF CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2026 · Amount on Record
Deed SaleJan 27, 2026 · Amount on Record
Prior SaleJun 26, 2018 · Amount on Record
Deed Document Number20263578
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218

Mortgage

Document Number0000037718
DateJun 14, 2022
Instrument20220037718
Lender
NameBANKFIRST
TypeBank
AddressNORFOLK, NE 68701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Transaction TypeMortgage
Record UpdatedFeb 06, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218

Mortgage

Document Number0000032659
DateMay 20, 2022
Instrument20220032659
Lender
NameBANK OF COLORADO
TypeBank
AddressGREELEY, CO 80634
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218

Mortgage

Document Number0000058930
DateSep 28, 2022
Instrument20220058930
Lender
Name652600
TypeBank
AddressNORFOLK, NE 68701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218

Mortgage

Document Number0000065996
DateNov 08, 2022
Instrument20220065996
Lender
NameBANKFIRST
TypeBank
AddressNORFOLK, NE 68701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218

Mortgage

Document Number0000018279
DateMay 09, 2024
Instrument20240018279
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79925
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateJan 27, 2026
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Document Number0000003578
Instrument DateJan 26, 2026
Instrument20260003578
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyUNKNOWN, GUARANTEED TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$126.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218

Mortgage

Document Number0000003579
DateJan 27, 2026
Instrument20260003579
Lender
NameFIRST WESTERN TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Document Number0000045860
Instrument DateJul 05, 2018
Transaction TypeMortgage
Record UpdatedAug 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6974 RIDGELINE DR TIMNATH CO 805472218, TIMNATH, CO 80547-2218

Mortgage

Document Number0000045860
DateJul 26, 2018
Instrument45860
Lender
NameBANKFIRST
TypeBank
AddressNORFOLK, NE 68701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateJun 26, 2018
Property Address6974 RIDGELINE DR, TIMNATH, CO 80547-2218
Document Number0000038555
Instrument DateJun 26, 2018
Instrument38555
Transaction TypeTransfer
Record UpdatedJul 09, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$87.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6974 RIDGELINE DR TIMNATH CO 805472218, TIMNATH, CO 80547-2218

Mortgage

Document Number38556
DateJun 26, 2018
Instrument38556
Lender
NameBANK OF CO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2048

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityTimnath Town
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,325.00 (+7.68%)$102,988 (-0.24%) Land $27,244 Building $75,744$1,647,800 (+6.94%) Land $435,900 Building $1,211,900
2024$10,517.00 (+4.55%)
2023$10,059.00 (+14.79%)$103,233 (+22.67%) Land $29,205 Building $74,028$1,540,800 (+27.24%) Land $435,900 Building $1,104,900
2022$8,763.00$84,158 Land $24,673 Building $59,485$1,210,900 Land $355,000 Building $855,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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