Mobile County property record for 6971 Joy Ct, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,225 sqft · built 1997 |
| Lot Size | 0.237 acres (10,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,595 (May 2025) |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R023802043001006033 |
| Primary APN | R023802043001006033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,364 sqft (0.237 acres) |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2120715 |
|---|---|
| Street Address | 6971 JOY CT |
| City | THEODORE |
| State | AL |
| Zip | 36582-6267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 ASHTON WOODS (FORMER JOY CT) MBK 42 PG 59 #SEC 04 T6S R2W #MP38 02 04 3 001 |
| Legal Range | 06S |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | ASHTON WOODS |
| Legal Lot Number | 33 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 7101 |
6971 Joy Ct is owned and occupied by an individual who bought it in May 2025.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6971 JOY CT, THEODORE, AL 36582-6267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 22, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on File |
| Deed Sale | May 5, 2025 · Amount on File |
| Prior Sale | May 22, 2019 · Amount on File |
| Deed Document Number | 202528062 |
| Prior Transfer Date | Aug 23, 2012 |
| Prior Transfer Doc | 0000054500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 6971 JOY CT, THEODORE, AL 36582-6267 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046962 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021046962 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 22, 2019 |
| Property Address | 6971 JOY CT, THEODORE, AL 36582-6267 |
| Document Number | 0000028417 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 28417 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6971 JOY CT THEODORE AL 365826267, THEODORE, AL 36582-6267 |
| Document Number | 28418 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 28418 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2049 |
The 2025 property tax bill for 6971 Joy Ct was $1,365, up 6.3% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 (+6.31%) | $13,320 (+11%) Land $2,400 Building $10,920 | $133,200 (+11%) Land $24,000 Building $109,200 |
| 2024 | $1,284.00 (+0.55%) | $12,000 (+0.59%) Land $2,200 Building $9,800 | $120,000 (+0.59%) Land $22,000 Building $98,000 |
| 2023 | $1,277.00 | $11,930 Land $2,000 Building $9,930 | $119,300 Land $20,000 Building $99,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6971 Joy Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1984–2005) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6971 Joy Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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