6961 Joy Ct, Theodore, AL 36582 Property Records

Mobile County property record for 6961 Joy Ct, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,156 sqft · built 1998
Lot Size	0.243 acres (10,603 sqft)
Owner	Individual Name on Record
Tax Bill	$546 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R023802043001006032`

Property Details

APN / Parcel Number

Primary APN	`R023802043001006032`
Alternative APNs	`38 02 04 3 001 006.032` `02120706` `2120706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,603 sqft (0.243 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	76 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2120706
Street Address	6961 JOY CT
City	THEODORE
State	AL
Zip	36582-6267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 JOY COURT MBK 42 PG 59 #SEC 04 T6S R2W #MP38 02 04 3 001
Legal Range	06S
Legal Township	06S
Legal Section	04
Legal Subdivision	JOY COURT
Legal Lot Number	32
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	3
Census Block	3002
Census Tract	7101

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6961 JOY CT, THEODORE, AL 36582-6267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 1997
Deed Sale	Oct 29, 1997
Deed Document Number	199773819
Deed Book / Page	4518 / 346
Prior Transfer Date	Oct 24, 1997
Prior Transfer Doc	0000088322
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6961 JOY CT, THEODORE, AL 36582-6267
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056904
Date	Oct 3, 2018
Instrument	2018056904

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 (+5.81%) Homeowner's exemption Senior Citizen's exemption	$11,530 (+10.87%) Land $2,400 Building $9,130	$115,300 (+10.87%) Land $24,000 Building $91,300
2024	$516.00 (+0.98%) Homeowner's exemption Senior Citizen's exemption	$10,400 (+1.07%) Land $2,200 Building $8,200	$104,000 (+1.07%) Land $22,000 Building $82,000
2023	$511.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$10,290 Land $2,000 Building $8,290	$102,900 Land $20,000 Building $82,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2005)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20