Mobile County property record for 6940 Joy Ct, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1997 |
| Lot Size | 0.203 acres (8,853 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,815 (Oct 2007) |
| Tax Bill | $723 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R023802043001006007 |
| Primary APN | R023802043001006007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,853 sqft (0.203 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Utility Building | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2120458 |
|---|---|
| Street Address | 6940 JOY CT |
| City | THEODORE |
| State | AL |
| Zip | 36582-6261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 ASHTON WOODS FORMERLY JOY COURT MBK 42/59 AMENDED RPBK 4344/480 #SEC 04 T6S R2W #MP38 02 04 3 001 |
| Legal Range | 06S |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | JOY COURT |
| Legal Lot Number | 7 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 7101 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6940 JOY CT, THEODORE, AL 36582-6261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALABAMA TELCO CU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit AVADIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2007 · Amount on Record |
| Deed Sale | Oct 16, 2007 · Amount on Record |
| Prior Sale | Jan 17, 2007 · Amount on Record |
| Deed Document Number | 200781293 |
| Deed Book / Page | 6275 / 676 |
| Prior Transfer Date | Dec 1, 2006 |
| Prior Transfer Doc | 0000003990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 6940 JOY CT, THEODORE, AL 36582-6261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003361 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022003361 |
| Name | ALABAMA TELCO CU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 6940 JOY CT, THEODORE, AL 36582-6261 |
| Document Number | 0000038544 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6940 JOY CT THEODORE AL 365826261, THEODORE, AL 36582-6261 |
| Document Number | 0000038544 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 38544 |
| Name | AVADIAN CU |
|---|---|
| Address | HOOVER, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 29, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $723.00 (+6.48%) Homeowner's exemption | $14,130 (+9.45%) Land $2,400 Building $11,730 | $141,300 (+9.45%) Land $24,000 Building $117,300 |
| 2024 | $679.00 (+3.19%) Homeowner's exemption | $12,910 (+3.53%) Land $2,200 Building $10,710 | $129,100 (+3.53%) Land $22,000 Building $107,100 |
| 2023 | $658.00 Homeowner's exemption | $12,470 Land $2,000 Building $10,470 | $124,700 Land $20,000 Building $104,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1984–2005) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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