697 Windward Ct, Charleston, SC 29412 Property Records

Charleston County property record for 697 Windward Ct, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 1966
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2019)
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`452-01-00-092`

Property Details

APN / Parcel Number

Primary APN	`452-01-00-092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	251 sqft
Deck Area	16 sqft
Patio Area	32 sqft
Shed	1 Shed
Shed Area	293 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	697 WINDWARD CT
City	CHARLESTON
State	SC
Zip	29412-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LIGHTHOUSE POINT DESCRIPTION -LT 11 BLK S
Legal Subdivision	LIGHTHOUSE POINT
Legal Block	S
Legal Lot Number	11
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2039
Census Tract	2005

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	697 WINDWARD CT, CHARLESTON, SC 29412-8957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jun 24, 2019	Grant Deed, Transfer · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Deed Book / Page	803 / 572
Prior Transfer Date	Jul 29, 2015
Prior Transfer Doc	0494/0136
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	697 WINDWARD CT, CHARLESTON, SC 29412-8957
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09670170
Date	Mar 4, 2021
Book Page	967/170

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 24, 2019
Property Address	697 WINDWARD CT, CHARLESTON, SC 29412-8957
Document Number	0803/0572
Book / Page	000803 / 000572
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 WINDWARD CT CHARLESTON SC 294128957, CHARLESTON, SC 29412-8957

Mortgage

Document Number	803/0573
Date	Jun 24, 2019
Book Page	000803/000573

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,202.00 (+20.26%)	$442,750 (+2,775%) Land $301,300 Building $141,450	$667,200 (+73.3%) Land $383,000 Building $284,200
2024	$1,831.00 (+9.71%)	$15,400 (-)
2022	$1,669.00	$15,400	$385,000 (-) Land $262,000 Building $123,000
2020			$385,000 Land $262,000 Building $123,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 544 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	544 in force
Nearby Flood Claims	283 (1979–2023)
Claims Outside the SFHA	13 of 283
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 35 claims Severe Storms And Flooding, Oct 2015 · 20 claims Hurricane Hugo, Sep 1989 · 162 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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