693 Windward Ct, Charleston, SC 29412 Property Records

Charleston County property record for 693 Windward Ct, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,468 sqft · built 1974
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Tax Bill	$198 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`452-01-00-093`

Property Details

APN / Parcel Number

Primary APN	`452-01-00-093`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,468 sqft Living Area
1st Floor Area	2,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 95 ft wide

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	776 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	693 WINDWARD CT
City	CHARLESTON
State	SC
Zip	29412-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LIGHTHOUSE POINT DESCRIPTION -LT 12 BLK S
Legal Subdivision	LIGHTHOUSE POINT
Legal Block	S
Legal Lot Number	12
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2039
Census Tract	2005

Owner

693 Windward Ct is owned and occupied by two individuals who acquired it in May 2022.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	693 WINDWARD CT, CHARLESTON, SC 29412-8957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jun 6, 2022	Intrafamily Transfer, Transfer
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF NC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 20, 2022
Transfer Doc	0011140455
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	693 WINDWARD CT, CHARLESTON, SC 29412-8957
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011140253
Date	Jun 3, 2022
Book Page	1114/253

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jun 6, 2022
Property Address	693 WINDWARD CT, CHARLESTON, SC 29412-8957
Document Number	0011140455
Book / Page	1114 / 455
Map Reference	MB U PG 005
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	693 WINDWARD CT, CHARLESTON, SC 29412-8957

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	693 WINDWARD CT, CHARLESTON, SC 29412-8957
Document Number	0645/0087
Book / Page	000645 / 000087
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 WINDWARD CT CHARLESTON SC 294128957, CHARLESTON, SC 29412-8957

Mortgage

Document Number	0645/0087
Date	Jun 14, 2017
Book Page	000645/000087

Lender

Name	BANK OF NC
Type	Bank
Address	THOMASVILLE, NC 27361-1148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 693 Windward Ct was $198.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$198.00	$698,760
2024	$198.00
2022	$147.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 693 Windward Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 544 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	544 in force
Nearby Flood Claims	283 (1979–2023)
Claims Outside the SFHA	13 of 283
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 35 claims Severe Storms And Flooding, Oct 2015 · 20 claims Hurricane Hugo, Sep 1989 · 162 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 Windward Ct is moderate, ranking above 53% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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