Charleston County property record for 686 Windward Ct, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,759 sqft · built 1966 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Jul 2024) |
| Tax Bill | $3,322 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 452-01-00-097 |
| Primary APN | 452-01-00-097 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| 1st Floor Area | 1,759 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 133 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 686 WINDWARD CT |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-8957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -LIGHTHOUSE POINT DESCRIPTION -LT 16 BLK S |
| Legal Subdivision | LIGHTHOUSE POINT |
| Legal Block | S |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 2005 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 WINDWARD CT, CHARLESTON, SC 29412-8957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on File |
| Deed Sale | Jul 24, 2024 · Amount on File |
| Prior Sale | Aug 27, 2013 · Amount on File |
| Deed Book / Page | 1258 / 567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 686 WINDWARD CT, CHARLESTON, SC 29412-8957 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 686 WINDWARD CT, CHARLESTON, SC 29412-8957 |
| Document Number | 0013490682 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 1349/682 |
| Name | UTILITIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,322.00 (+109.19%) | $690,000 (+5,163.16%) Land $380,900 Building $309,100 | $690,000 (+72.5%) Land $380,900 Building $309,100 |
| 2024 | $1,588.00 (+10.12%) | $13,110 (-) | |
| 2022 | $1,442.00 | $13,110 | $400,000 (-) Land $258,600 Building $141,400 |
| 2020 | $400,000 Land $258,600 Building $141,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 544 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 544 in force |
| Nearby Flood Claims | 283 (1979–2023) |
| Claims Outside the SFHA | 13 of 283 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
5G (outdoors only) and 4G LTE
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