Hennepin County property record for 697 Harmony Cir, Wayzata, MN 55391
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,366 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Jan 2004) |
| Tax Bill | $4,491 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-118-22-44-0047 |
| Primary APN | 31-118-22-44-0047 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,366 sqft |
| Basement Area | 216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 144 ft deep x 75 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 697 HARMONY CIR |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 020 BLOCK 002 A WAY-WOODS 75 X 144.6 |
| Legal Range | 22 |
| Legal Township | 118 |
| Legal Section | 31 |
| Legal Quarter | 44 |
| Legal Subdivision | WAY-WOODS |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | WAYZATA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 27300 |
697 Harmony Cir is owned and occupied by two individuals who bought it in January 2004.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 697 HARMONY CIR, WAYZATA, MN 55391-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2004 · Amount on File |
| Deed Sale | Jan 13, 2004 · Amount on File |
| Deed Document Number | 2004847868 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 697 Harmony Cir was $4,491 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Wayzata City |
| Unified School District | Wayzata Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,491.00 | $418,000 Land $140,400 Building $277,600 | $418,000 Land $140,400 Building $277,600 |
| 2023 | $3,238.00 Homeowner's exemption | ||
| 2022 | $316,000 Land $106,000 Building $210,000 | $316,000 Land $106,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 Harmony Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1999–2019) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 697 Harmony Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Wayzata serves 4,592 people · EPA ID MN1270054 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Mediacom Xtream, T-Mobile.
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