671 Harmony Cir, Wayzata, MN 55391 Property Records

Hennepin County property record for 671 Harmony Cir, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,936 sqft · built 1957
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2022)
Tax Bill	$6,782 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-118-22-44-0042`

Property Details

APN / Parcel Number

Primary APN	`31-118-22-44-0042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	1,936 sqft
Basement Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	199 ft deep x 65 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	440 sqft
Deck Area	300 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	671 HARMONY CIR
City	WAYZATA
State	MN
Zip	55391-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 BLOCK 002 A WAY-WOODS 65X199X82X46X184
Legal Range	22
Legal Township	118
Legal Section	31
Legal Quarter	44
Legal Subdivision	WAY-WOODS
Legal Block	2
Legal Lot Number	15
Jurisdiction	HENNEPIN MN
Township / Civil Division	WAYZATA
Census Block Group	4
Census Block	4003
Census Tract	27300

Owner

671 Harmony Cir is owned and occupied by two individuals who bought it in June 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	671 HARMONY CIR, WAYZATA, MN 55391-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK MINNESOTA
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 28, 2021	Transfer on Death Deed, Transfer
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Deed Document Number	202211123111
Prior Transfer Date	Mar 22, 2021
Prior Transfer Doc	0010953059
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 28, 2022
Property Address	671 HARMONY CIR, WAYZATA, MN 55391-1105
Document Number	0A11123111
Instrument Date	Jun 24, 2022
Instrument	A11123111
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,864.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	671 HARMONY CIR, WAYZATA, MN 55391-1105

Mortgage

Document Number	0A11123112
Date	Jun 28, 2022
Instrument	A11123112

Lender

Name	CITIZENS BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	671 HARMONY CIR, WAYZATA, MN 55391-1105
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 HARMONY CIR, WAYZATA, MN 55391-1105

Mortgage

Document Number	0A11057952
Date	Dec 17, 2021
Instrument	A11057952

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 15, 2031

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 28, 2021
Property Address	671 HARMONY CIR, WAYZATA, MN 55391-1105
Document Number	0A10953059
Instrument Date	Mar 22, 2021
Instrument	A10953059
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	671 HARMONY CIR, WAYZATA, MN 55391-1105
Document Number	0010566630
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	671 HARMONY CIR WAYZATA MN 553911105, WAYZATA, MN 55391-1105

Mortgage

Document Number	0010566630
Date	Jun 25, 2018
Instrument	10566630

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 671 Harmony Cir was $6,782.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Wayzata City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,782.00	$599,800 Land $257,400 Building $342,400	$599,800 Land $257,400 Building $342,400
2023	$5,825.00 Homeowner's exemption
2022		$546,000 Land $221,000 Building $325,000	$546,000 Land $221,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 671 Harmony Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1999–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 671 Harmony Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wayzata serves 4,592 people · EPA ID MN1270054
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Mediacom Xtream, T-Mobile.

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