679 Harmony Cir, Wayzata, MN 55391 Property Records

Hennepin County property record for 679 Harmony Cir, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,110 sqft · built 1958
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2020)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-118-22-44-0044`

Property Details

APN / Parcel Number

Primary APN	`31-118-22-44-0044`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	1,761 sqft
1st Floor Area	1,110 sqft
Basement Area	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	149 ft deep x 70 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	840 sqft
Deck Area	356 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	679 HARMONY CIR
City	WAYZATA
State	MN
Zip	55391-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 BLOCK 002 A WAY-WOODS S 70X149X92X145
Legal Range	22
Legal Township	118
Legal Section	31
Legal Quarter	44
Legal Subdivision	WAY-WOODS
Legal Block	2
Legal Lot Number	17
Jurisdiction	HENNEPIN MN
Township / Civil Division	WAYZATA
Census Block Group	4
Census Block	4003
Census Tract	27300

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	679 HARMONY CIR, WAYZATA, MN 55391-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG
Feb 21, 2017	Affidavit of Death, Mortgage · Conventional Mortgage WINGS FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202010831404
Prior Transfer Date	Jun 13, 2014
Prior Transfer Doc	0A10101749
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 31, 2020
Property Address	679 HARMONY CIR, WAYZATA, MN 55391-1105
Document Number	0010831404
Instrument Date	Jul 31, 2020
Instrument	10831404
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 HARMONY CIR WAYZATA MN 553911105, WAYZATA, MN 55391-1105

Mortgage

Document Number	10831405
Date	Aug 31, 2020
Instrument	10831405

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

February 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	HENNEPIN MN
Recording Date	Feb 21, 2017
Property Address	679 HARMONY CIR, WAYZATA, MN 55391-1105
Document Number	0010415386
Instrument Date	Nov 17, 2016
Instrument	10415386
Transaction Type	Mortgage
Record Updated	Mar 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 HARMONY CIR WAYZATA MN 553911105, WAYZATA, MN 55391-1105

Mortgage

Document Number	10415388
Date	Feb 21, 2017
Instrument	10415388

Lender

Name	WINGS FIN'L FCU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2032

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Wayzata City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,354.00 (+15.15%) Homeowner's exemption	$406,400 (+10.83%) Land $163,800 Building $242,600	$406,400 (+10.83%) Land $163,800 Building $242,600
2024	$3,781.00 (+3.79%)	$366,700 (+4.18%) Land $129,500 Building $237,200	$366,700 (+4.18%) Land $129,500 Building $237,200
2023	$3,643.00 Homeowner's exemption
2022		$352,000 Land $124,000 Building $228,000	$352,000 Land $124,000 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1999–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wayzata serves 4,592 people · EPA ID MN1270054
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Mediacom Xtream, T-Mobile.

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