697 E Cermak St, Hernando, FL 34442 Property Records

Citrus County property record for 697 E Cermak St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	2,232 sqft Living Area
Lot Size	60,487 sqft (1.38 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (2025)
Tax Bill	$3,099.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1518S19E00203200`
Alternative APNs	`19E-18S-15-0020-320.0` `1609119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,232 sqft Living Area
1st Floor	2,232 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Subfloor Flooring
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	60,487 sqft (1.38 acres)
Depth X Width	332 ft x 181 ft Depth x Width
Porch	Open Porch
Porch Area	64 sqft Porch
Utility Building	480 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1609119
Old Parcel Number	1518S19E00203200
Street Address	697 E CERMAK ST
City	HERNANDO
State	FL
Zip	34442-2621
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	FOREST LAKE NORTH PB 8 PG 101 LOT 320
Legal Range	19E
Legal Township	18S
Legal Section	06
Legal Subdivision	FOREST LAKE NORTH
Legal Lot Number	320
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1012
Census Tract	450103

Owner

Source: Citrus County records · APN 1518S19E00203200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	602 NE 72ND TER, GLADSTONE, MO 64118-1838
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Oct 31, 2001
Deed Doc Number	0003550635
Deed Book / Page	3550 / 635
Last Transfer Date	Mar 20, 2025
Transfer Doc	0035500635
Record Refreshed	Jun 08, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Mar 22, 2023
Property Address	697 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number	0033641339
Book / Page	3364 / 1339
Map Reference	MB 8 PG 101-105
Instrument Date	Mar 21, 2023
Instrument	2023016553
Transaction Type	Transfer
Record Updated	Apr 07, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	697 E CERMAK ST, HERNANDO, FL 34442-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	697 E CERMAK ST, HERNANDO, FL 34442-2621

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (+409.7%) Additional exemption filed	$194,808 (-1.8%) Land $30,490 Building $164,318	$194,808 (-1.8%) Land $30,490 Building $164,318
2024	$608.00 (+0.83%) Homeowner's exemption Additional exemption filed	$198,380 (+5.11%) Land $36,710 Building $161,670	$198,380 (+5.11%) Land $36,710 Building $161,670
2023	$603.00 (+3.97%) Homeowner's exemption Additional exemption filed	$188,739 (+29.08%) Land $25,040 Building $163,699	$188,739 (+29.08%) Land $25,040 Building $163,699
2022	$580.00 Homeowner's exemption Additional exemption filed	$146,219 Land $18,640 Building $127,579	$146,219 Land $18,640 Building $127,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 826 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.