651 E Cermak St, Hernando, FL 34442 Property Records

Citrus County property record for 651 E Cermak St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Other > Other Improved
Year Built	Built 1985
Square Footage	1,024 sqft
Lot Size	60,191 sqft (1.38 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (2025)
Tax Bill	$480.00 (2025)

Owner

Source: Citrus County records · APN 1518S19E00203210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	602 NE 72ND TER, GLADSTONE, MO 64118-1838
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Jan 17, 2013 · Amount on Record
Deed Doc Number	0003550635
Deed Book / Page	3550 / 635
Last Transfer Date	Mar 20, 2025
Transfer Doc	0035500635
Record Refreshed	Jun 08, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Mar 22, 2023
Property Address	651 E CERMAK ST, HERNANDO, FL 34442
Document Number	0033641339
Book / Page	3364 / 1339
Map Reference	MB 8 PG 101-105
Instrument Date	Mar 21, 2023
Instrument	2023016553
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	697 E CERMAK ST, HERNANDO, FL 34442-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	697 E CERMAK ST, HERNANDO, FL 34442-2621

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (+45.45%) Additional exemption filed	$30,610 (-16.89%) Land $30,490 Building $120	$30,610 (-16.89%) Land $30,490 Building $120
2024	$330.00 (+27.41%)	$36,830 (+46.38%) Land $36,710 Building $120	$36,830 (+46.38%) Land $36,710 Building $120
2023	$259.00 (+24.52%)	$25,160 (+34.12%) Land $25,040 Building $120	$25,160 (+34.12%) Land $25,040 Building $120
2022	$208.00	$18,760 Land $18,640 Building $120	$18,760 Land $18,640 Building $120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 826 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1518S19E00203210`
Alternative APNs	`19E-18S-15-0020-321.0` `1609127`

Interior

Building Area	1,024 sqft

Exterior

Year Built	Built 1985
Lot Area	60,191 sqft (1.38 acres)
Depth X Width	331 ft x 181 ft Depth x Width
Porch	1 Porch
Porch Area	54 sqft Porch

Location & Zoning

Account Number	1609127
Old Parcel Number	1518S19E00203210
Street Address	651 E CERMAK ST
City	HERNANDO
State	FL
Zip	34442
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	FOREST LAKE NORTH PB 8 PG 101 LOT 321
Legal Range	19E
Legal Township	18S
Legal Section	06
Legal Subdivision	FOREST LAKE NORTH
Legal Lot Number	321
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1012
Census Tract	450103