1. Home
  2. Florida
  3. Citrus County
  4. Hernando
  5. E Cermak St

585 E Cermak St, Hernando, FL 34442 Property Records

Citrus County property record for 585 E Cermak St, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage976 sqft Living Area
Lot Size59,599 sqft (1.36 acres)
GarageAttached, 272 sqft
OccupancyOwner Occupied
Tax Bill$496.00 (2024)

Owner

Source: Citrus County records · APN 1518S19E00203230

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address585 E CERMAK ST, HERNANDO, FL 34442-2621
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 05, 2018Loan Modification, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2002
Deed SaleMay 10, 2002
Prior SaleMay 08, 2000 · Amount on Record
Deed Doc Number20021256968
Deed Book / Page1504 / 1714
Last Transfer DateJul 29, 2021
Transfer Doc0031910991
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 03, 2021
Property Address585 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number0031910991
Book / Page3191 / 991
Map ReferenceMB 8 PG 101-105
Instrument DateJul 29, 2021
Instrument2021052910
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address585 E CERMAK ST, 585, HERNANDO, FL 34442-2621

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 E CERMAK ST, HERNANDO, FL 34442-2621

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Property Address585 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number0028790962
Instrument DateJan 05, 2018
Transaction TypeMortgage
Record UpdatedMar 05, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 E CERMAK ST HERNANDO FL 344422621, HERNANDO, FL 34442-2621

Mortgage

Document Number0028790962
DateFeb 07, 2018
Book Page002879/000962
Instrument6114
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 06, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$551.00 (+11.09%) Homeowner's exemption Widower's exemption$58,265 (-66.7%)$160,737 (-8.12%) Land $30,200 Building $130,537
2024$496.00 (+1.02%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$174,949 (+25.2%) Land $36,350 Building $138,599$174,949 (+25.2%) Land $36,350 Building $138,599
2023$491.00 (-8.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$139,735 (+8.43%) Land $24,800 Building $114,935$139,735 (+8.43%) Land $24,800 Building $114,935
2022$536.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$128,875 Land $18,460 Building $110,415$128,875 Land $18,460 Building $110,415

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN1518S19E00203230
Alternative APNs
  • 19E-18S-15-0020-00000-3230
  • 19E-18S-15-0020-323.0
  • 1609143

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area976 sqft Living Area
Gross Area1,438 sqft Gross Area
1st Floor976 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1981
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area59,599 sqft (1.36 acres)
Depth X Width328 ft x 181 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area272 sqft Garage
PorchEnclosed Porch
Porch Area322 sqft Porch
Utility Building72 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1609143
Street Address585 E CERMAK ST
CityHERNANDO
StateFL
Zip34442-2621
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKE NORTH PB 8 PG 101 LOT 323
Legal Range19E
Legal Township18S
Legal Section06
Legal SubdivisionFOREST LAKE NORTH
Legal Lot Number323
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1012
Census Tract450103

Nearby Properties on E Cermak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures