697 109th Ave N, Naples, FL 34108 Property Records

Collier County property record for 697 109th Ave N, Naples, FL 34108 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,212 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2020)
Tax Bill	$8,110 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`510100 18 13A28`

Property Details

APN / Parcel Number

Primary APN	`510100 18 13A28`
Alternative APNs	`625714000091192001813` `62571400009`

Interior

Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 74 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	480 sqft
Porch	Enclosed Porch
Deck Area	1,020 sqft
Fence	Fence

Location & Zoning

Account Number	510100 18 13A28
Old Parcel Number	625714000091192001813
Street Address	697 109TH AVE N
City	NAPLES
State	FL
Zip	34108-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAPLES PARK UNIT 2 BLK 18 LOT 1
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES PARK UNIT 2
Legal Tract	510100
Legal Block	18
Legal Lot Number	1
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4003
Census Tract	10110

Owner

Source: Collier County records · APN 510100 18 13A28

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2010 OHIO ST, LISLE, IL 60532-2020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUSEY BANK
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 25, 2017	Warranty Deed, Transfer ALPHA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	5915458
Deed Book / Page	5808 / 2649
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	697 109TH AVE N, NAPLES, FL 34108-1809
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 OHIO ST, LISLE, IL 60532-2020

Mortgage

Document Number	0062621701
Date	Jun 27, 2023
Book Page	6262/1701
Instrument	6421459

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Apr 26, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Apr 26, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.74%
Index	1-Year T-Bill
Max Rate	10.7%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	697 109TH AVE N, NAPLES, FL 34108-1809
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 OHIO ST, LISLE, IL 60532-2020

Mortgage

Document Number	0060343172
Date	Oct 29, 2021
Book Page	6034/3172
Instrument	6151863

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 18, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 28, 2020
Property Address	697 109TH AVE N, NAPLES, FL 34108-1809
Document Number	0058082649
Book / Page	5808 / 2649
Map Reference	MB 2 PG 107
Instrument Date	Aug 28, 2020
Instrument	5915458
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ALPHA TITLE SVCS OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 MOORINGS PARK DR # DRG504, 122, NAPLES, FL 34105-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 ARBOR VIEW DR, LISLE, IL 60532-4340

Mortgage

Document Number	0058082651
Date	Aug 28, 2020
Instrument	5808/2651

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 25, 2017
Property Address	697 109TH AVE N, NAPLES, FL 34108-1809
Document Number	0053981428
Book / Page	005398 / 001428
Instrument Date	May 24, 2017
Instrument	5409943
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ALPHA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,002.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	122 MOORINGS PARK DR #G504 NAPLES FL 341052133, G504, NAPLES, FL 34105-2133

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,110.00 (-3.59%)	$769,635 (+21%)	$875,753 (-18.02%) Land $626,886 Building $248,867
2023	$8,412.00 (+9.69%)	$636,062 (+1%)	$1,068,198 (+22.21%) Land $862,920 Building $205,278
2022	$7,669.00	$578,238	$874,091 Land $650,236 Building $223,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101104, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 204 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	207 units insured 3 under condo master policies
Nearby Flood Claims	35 (1995–2024)
Claims Outside the SFHA	17 of 35
Most Recent Claim	Aug 2024, other causes, Hurricane Debby
Claims By Storm	Hurricane Ian, Sep 2022 · 9 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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