686 109th Ave N, Naples, FL 34108 Property Records

Collier County property record for 686 109th Ave N, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details2,504 sqft · built 2024
Lot Size0.15 acres (6,534 sqft)
Owner2 Company Names on Record
Last Sale$650,000 (Aug 2022)
Tax Bill$13,397 (2025)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (moderate risk)
APN510100 19 473A28

Property Details

APN / Parcel Number

Primary APN510100 19 473A28
Alternative APNs
  • 6257456000111920019473
  • 62574560001

Interior

Building Area2,504 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)
Pool Area256 sqft
Deck Area339 sqft

Location & Zoning

Street Address686 109TH AVE N
CityNAPLES
StateFL
Zip34108-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionNAPLES PARK UNIT 2 BLK 19 LOT 47 OR 1015 PG 166
Legal Range25
Legal Township48
Legal Section28
Legal SubdivisionNAPLES
Legal Tract510100
Legal Block19
Legal Lot Number47
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group4
Census Block4004
Census Tract10110

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1554 PARMENTER CT, PETOSKEY, MI 49770-8455
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Deed Document Number20226291121
Deed Book / Page6159 / 2545
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 2, 2022
Property Address686 109TH AVE N, NAPLES, FL 34108-1810
Document Number0061592545
Book / Page6159 / 2545
Map ReferenceMB 2 PG 107
Instrument DateJul 14, 2022
Instrument6291121
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address682 109TH AVE N, 682, NAPLES, FL 34108-1810

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address545 BAY ST, BOYNE CITY, MI 49712-9311

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,223,576 (-10.46%) Land $391,500 Building $832,076$1,223,576 (-10.46%) Land $391,500 Building $832,076
2025$13,397.00 (+135.45%)$1,366,475 (+138.17%) Land $438,750 Building $927,725$1,366,475 (+138.17%) Land $438,750 Building $927,725
2023$5,690.00 (+104.02%)$573,750 (+268.67%) Land $573,750$573,750 (+39.34%) Land $573,750
2022$2,789.00$155,625$411,750 Land $411,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 204 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies207 units insured
incl. 3 condo units
Nearby Flood Claims35 (1995–2024)
Claims Outside the SFHA17 of 35
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Ian, Sep 2022 · 9 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Summit Broadband.

Nearby Properties on 109th Ave N

Nearby Streets

Search Property Records by Address or Parcel Number