Collier County property record for 689 109th Ave N, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 2,270 sqft · built 2022 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,000 (Nov 2020) |
| Tax Bill | $13,724 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan Nov 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 510100 18 33A28 |
| Primary APN | 510100 18 33A28 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,504 sqft (0.31 acres) |
| Pool Area | 420 sqft |
| Deck Area | 1,041 sqft |
| Street Address | 689 109TH AVE N |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF-6 |
| Legal Description | NAPLES PARK UNIT 2 BLK 18 LOTS 3 + 4 OR 2042 PG 254 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 28 |
| Legal Subdivision | NAPLES |
| Legal Tract | 510100 |
| Legal Block | 18 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10110 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 689 109TH AVE N, NAPLES, FL 34108-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Nov 25, 2020 | Correction Deed, Transfer SUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO |
| Nov 25, 2020 | Warranty Deed, Transfer SUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2005 · Amount on Record |
| Deed Document Number | 20205959684 |
| Deed Book / Page | 5850 / 376 |
| Prior Transfer Date | Nov 23, 2020 |
| Prior Transfer Doc | 0058500374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 689 109TH AVE N, NAPLES, FL 34108-1809 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0059013799 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 5901/3799 |
| Instrument | 6011888 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Nov 25, 2020 |
| Property Address | 689 109TH AVE N, NAPLES, FL 34108-1809 |
| Document Number | 0058500374 |
| Book / Page | 005850 / 000374 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 5959683 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | SUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16313 1ST ST UNION PIER MI 49129, UNION PIER, MI 49129 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Nov 25, 2020 |
| Property Address | 689 109TH AVE N, NAPLES, FL 34108-1809 |
| Document Number | 0058500376 |
| Book / Page | 005850 / 000376 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 5959684 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | SUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,709.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 725 95TH AVE N NAPLES FL 341082456, NAPLES, FL 34108-2456 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,377,053 (-4.36%) Land $704,700 Building $672,353 | $1,377,053 (-10.83%) Land $704,700 Building $672,353 | |
| 2025 | $13,724.00 (+2.27%) Homeowner's exemption | $1,439,874 (+2.13%) | $1,544,291 (-4.39%) Land $789,750 Building $754,541 |
| 2024 | $13,419.00 (-3.06%) | ||
| 2023 | $13,843.00 (+152.89%) Homeowner's exemption | $1,409,848 (+246.82%) | $1,615,155 (+161.51%) Land $860,625 Building $754,530 |
| 2022 | $5,474.00 | $406,510 | $617,625 Land $617,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 204 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 207 units insured incl. 3 condo units |
| Nearby Flood Claims | 35 (1995–2024) |
| Claims Outside the SFHA | 17 of 35 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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