6965 Central Ave, Lemon Grove, CA 91945 Property Records

San Diego County property record for 6965 Central Ave, Lemon Grove, CA 91945

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,495 sqft · built 1959
Lot Size1.45 acres (63,162 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Aug 1990)
Tax Bill$3,739 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN479-190-06-00

Property Details

APN / Parcel Number

Primary APN479-190-06-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,495 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area63,162 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6965 CENTRAL AVE
CityLEMON GROVE
StateCA
Zip91945-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 26 E 100 FT OF W 477.79 FT IN TR LS0005
Legal SubdivisionRANCHO MISSION
Legal TractLS0005
Legal Block1
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1012
Census Tract14300

Owner

6965 Central Ave is owned and occupied by two individuals who bought it in August 1990.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6965 CENTRAL AVE, LEMON GROVE, CA 91945-2111
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 1990 · Amount on File
Deed SaleAug 10, 1990 · Amount on File
Deed Document Number1990437451
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6965 CENTRAL AVE, LEMON GROVE, CA 91945-2111
Transaction TypeMortgage
Record UpdatedFeb 14, 2023
Title CompanyCALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6965 CENTRAL AVE, LEMON GROVE, CA 91945-2111

Mortgage

Document Number0000027958
DateFeb 3, 2023
Instrument2023-0027958
Lender
NameEAST COUNTY SCHOOLS FCU
TypeCredit Union
AddressEL CAJON, CA 92021
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 2, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 6965 Central Ave was $3,739 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLemon Grove City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$248,336 (+2%) Land $183,963 Building $64,373
2025$3,739.00 Homeowner's exemption$243,467 Land $180,356 Building $63,111
2023$3,405.00 (+0.5%) Homeowner's exemption$234,014 Land $173,353 Building $60,661
2022$3,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6965 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6965 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number