Osceola County property record for 6963 Big Bend Dr, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 95,832 sqft (2.2 acres) |
| Last Sale | $82,000 (2016) |
| Tax Bill | $1,295.00 (2024) |
| Primary APN | 18-26-32-2599-0001-0820 |
|---|---|
| Alternative APNs |
|
| Lot Area | 95,832 sqft (2.2 acres) |
|---|
| Street Address | 6963 BIG BEND DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7324 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PBS 59-61 LOT 82 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Tract | 2599 |
| Legal Block | 820 |
| Legal Lot Number | 82 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2599-0001-0820
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13528 GAVIN RD, DOVER, FL 33527-4706 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2016 · Amount on Record |
| Deed Sale | Aug 25, 2016 · Amount on Record |
| Prior Sale | Jul 27, 2006 · Amount on Record |
| Deed Doc Number | 2016129938 |
| Deed Book / Page | 5014 / 1270 |
| Last Transfer Date | Jul 21, 2025 |
| Transfer Doc | 0068251897 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 28, 2025 |
| Property Address | 6963 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Document Number | 0068251897 |
| Book / Page | 6825 / 1897 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 2025093605 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13528 GAVIN RD, DOVER, FL 33527-4706 |
| Document Number | 0068251898 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 6825/1898 |
| Instrument | 2025093606 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Max Rate | 13.2% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,366.00 (+5.48%) | $116,000 (+16%) Land $116,000 | $116,000 (+16%) Land $116,000 |
| 2024 | $1,295.00 (+11.16%) | ||
| 2023 | $1,165.00 (+4.95%) | $100,000 (-) Land $100,000 | $100,000 (-) Land $100,000 |
| 2022 | $1,110.00 | $100,000 Land $100,000 | $100,000 Land $100,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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