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6961 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6961 Big Bend Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 2000
Lot Size3.3 acres (143,922 sqft)
Owner2 Individual Names on File
Last Sale$237,500 (Jul 2015)
Tax Bill$3,660 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Sep 2020 Mortgage
Flood ZoneZone A (high risk)
APN18-26-32-2599-0001-0810

Property Details

APN / Parcel Number

Primary APN18-26-32-2599-0001-0810
Alternative APNs
  • 263218259900010810
  • 103098

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,708 sqft Living Area
Gross Area2,288 sqft
1st Floor Area1,708 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area143,922 sqft (3.3 acres)
Lot Dimensions225 ft deep x 100 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area140 sqft
Deck Area625 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area140 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6961 BIG BEND DR
CitySAINT CLOUD
StateFL
Zip34771-7324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 81
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 3
Legal Tract2599
Legal Block810
Legal Lot Number81
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2599-0001-0810

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6961 BIG BEND DR, SAINT CLOUD, FL 34771-7324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ADDITION FINANCIAL CU
Sep 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2015 · Amount on Record
Deed SaleJul 21, 2015 · Amount on Record
Prior SaleMay 04, 2000 · Amount on Record
Deed Document Number2015104236
Deed Book / Page4811 / 2379
Prior Transfer DateFeb 21, 2013
Prior Transfer Doc0044122782
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6961 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6961 BIG BEND DR, SAINT CLOUD, FL 34771-7324

Mortgage

Document Number0062980340
DateOct 11, 2022
Book Page6298/340
Instrument2022151012
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 07, 2032

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6961 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057870969
DateSep 03, 2020
Book Page5787/969
Instrument2020117517
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,660.00 (+5.29%) Homeowner's exemption$253,615 (+5.99%)$421,400 (+10.92%) Land $145,000 Building $276,400
2024$3,476.00 (+2.18%)
2023$3,402.00 (+4.29%) Homeowner's exemption$239,290 (+3%)$379,900 (+13.07%) Land $125,000 Building $254,900
2022$3,262.00 Homeowner's exemption$232,321$336,000 Land $125,000 Building $211,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 192 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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