6949 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6949 Big Bend Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,678 sqft · built 2006
Lot Size	2.81 acres (122,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,443 (Mar 2020)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone A (high risk)
APN	`18-26-32-2599-0001-0790`

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2599-0001-0790`
Alternative APNs	`263218259900010790` `103096`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	4,229 sqft
1st Floor Area	1,819 sqft
Upper Floors Area	859 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	122,795 sqft (2.81 acres)
Lot Dimensions	225 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	25 sqft
Porch	Finished/Open Porch
Porch Area	1,023 sqft
Deck Area	927 sqft
Pole Barn	480 sqft
Boat Access	Boat Access
Boat House	275 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	6949 BIG BEND DR
City	SAINT CLOUD
State	FL
Zip	34771-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 79
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 3
Legal Tract	2599
Legal Block	790
Legal Lot Number	79
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6949 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer SCOTT A BRAMLETT
Mar 7, 2017	Warranty Deed, Transfer SMART INT'L TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	202045179
Deed Book / Page	5701 / 1091
Prior Transfer Date	Mar 1, 2017
Prior Transfer Doc	0051122169
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2020
Property Address	6949 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Document Number	0057011091
Book / Page	005701 / 001091
Instrument Date	Mar 30, 2020
Instrument	45179
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,558.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6949 BIG BEND DR ST CLOUD FL 347717324, ST CLOUD, FL 34771-7324

Mortgage

Document Number	57011093
Date	Mar 31, 2020
Book Page	005701/001093
Instrument	45180

Lender

Name	SCOTT A BRAMLETT
Address	3141 INDIANOLA RD, ST CLOUD, FL 34772-9142
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 30, 2023

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 7, 2017
Property Address	6949 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Document Number	0051122169
Book / Page	005112 / 002169
Instrument Date	Mar 1, 2017
Instrument	35523
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6949 B16 BEND DR ST CLOUD FL 34771, ST CLOUD, FL 34771

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,617.00 (+4.58%) Homeowner's exemption	$394,894 (+5.99%)	$604,200 (+16.24%) Land $145,000 Building $459,200
2024	$5,371.00 (+2.03%)
2023	$5,264.00 (+3.81%) Homeowner's exemption	$372,588 (+3%)	$519,800 (+14.17%) Land $125,000 Building $394,800
2022	$5,071.00 Homeowner's exemption	$361,736	$455,300 Land $125,000 Building $330,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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