696 Mountain Top Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 696 Mountain Top Dr, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,344 sqft Heated Area
Lot Size	40,946 sqft (0.939 acres)
Last Sale	$177,500 (2009)
Tax Bill	$1,061.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`455004738074000`
Alternative APN	`28920`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Heated Area
Upper Floors	480 sqft Upper Floors
Basement Area	864 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Wood Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	40,946 sqft (0.939 acres)
Depth X Width	358 ft x 116 ft Depth x Width

Exterior Amenities

Deck Area	420 sqft Deck
Patio Area	240 sqft Patio
Porch	Open Porch
Porch Area	96 sqft Porch
Topography	Mountain Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	28920
Street Address	696 MOUNTAIN TOP DR
City	MURPHY
State	NC
Zip	28906-4016
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 SEC B DICKEY MOUNTAIN EST 1183/267
Legal Subdivision	DICKEY MOUNTAIN EST
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Minor Civil Division	NOTLA
Census Blockgroup	2
Census Block	2013
Census Tract	930605

Owner

Source: Cherokee County records · APN 455004738074000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 919, MURPHY, NC 28906-0919
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2009 · Amount on Record
Deed Sale	Jan 16, 2009 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Doc Number	2009-0000304
Deed Book / Page	1346 / 0050
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	696 MOUNTAIN TOP DR, MURPHY, NC 28906-4016
Transaction Type	Mortgage
Record Updated	Oct 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001700/498
Date	Dec 28, 2021
Book Page	1700/498
Instrument	8728

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00	$148,700 (-)	$148,700 (-) Land $35,000 Building $113,700
2023		$148,700	$148,700 Land $35,000 Building $113,700