790 Mountain Top Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 790 Mountain Top Dr, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,224 sqft · built 1998
Lot Size0.989 acres (43,124 sqft)
OwnerIndividual Name on File
Last Sale$272,500 (Aug 2022)
Tax Bill$1,201 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN455004724922000

Property Details

APN / Parcel Number

Primary APN455004724922000
Alternative APNs
  • 550050080700
  • 58142

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,224 sqft Heated Area
Upper Floors Area408 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area43,124 sqft (0.989 acres)
Lot Dimensions376 ft deep x 115 ft wide
TerrainMountain
Deck Area474 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number58142
Street Address790 MOUNTAIN TOP DR
CityMURPHY
StateNC
Zip28906-3895
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 SEC B DICKEY MOUNTAIN EST 688/147
Legal SubdivisionDICKEY MOUNTAIN EST
Legal Lot Number8
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group2
Census Block2013
Census Tract930605

Owner

Source: Cherokee County records · APN 455004724922000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address790 MOUNTAIN TOP DR, MURPHY, NC 28906-3895
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2022 · Amount on Record
Deed SaleAug 02, 2022 · Amount on Record
Deed Document Number5059
Deed Book / Page1717 / 1201
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 02, 2022
Property Address790 MOUNTAIN TOP DR, MURPHY, NC 28906-3895
Document Number01717/1201
Book / Page1717 / 1201
Instrument DateJul 14, 2022
Instrument5059
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$545.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address790 MOUNTAIN TOP DR, 790, MURPHY, NC 28906-3895

Transferred To (Grantee/Buyer)

NameVerified Name
Address790 MOUNTAIN TOP DR, MURPHY, NC 28906-3895

Mortgage

Document Number0017171204
DateAug 02, 2022
Instrument1717/1204
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,201.00$169,900 (-)$169,900 (-) Land $35,000 Building $134,900
2023$169,900$169,900 Land $35,000 Building $134,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
CND Acquisition
Cable
500 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: Blue Ridge Mountain Electric Membership.

Based on FCC filings for 30 locations within half a mile of this property.

Nearby Properties on Mountain Top Dr

Nearby Streets

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