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627 Mountain Top Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 627 Mountain Top Dr, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,100 sqft · built 2013
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Last Sale$243,000 (Jun 2006)
Tax Bill$1,990 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN455004823823000

Property Details

APN / Parcel Number

Primary APN455004823823000
Alternative APN
  • 21382

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,100 sqft Heated Area
Upper Floors Area420 sqft
Basement Area420 sqft
Finished Basement420 sqft
FlooringCombination, Other
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Lot Dimensions384 ft deep x 175 ft wide
TerrainMountain
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area483 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number21382
Street Address627 MOUNTAIN TOP DR
CityMURPHY
StateNC
Zip28906-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 SEC B TR 3 DICKEY MOUNTAIN EST
Legal SubdivisionDICKEY MOUNTAIN EST
Legal Tract3
Legal Lot Number26
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group2
Census Block2013
Census Tract930605

Owner

Source: Cherokee County assessment roll, APN 455004823823000, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address627 MOUNTAIN TOP DR, MURPHY, NC 28906-4016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2006 · Amount on Record
Deed SaleJun 09, 2006 · Amount on Record
Deed Document Number2006-0060147
Deed Book / Page1233 / 0840
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address627 MOUNTAIN TOP DR, MURPHY, NC 28906-4016
Transaction TypeMortgage
Record UpdatedOct 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001646/545
DateJun 12, 2020
Book Page1646/545
Instrument2931
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,990.00$289,980 (-)$289,980 (-) Land $35,000 Building $254,980
2023$289,980$289,980 Land $35,000 Building $254,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 30 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
CND Acquisition
Cable		500 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: Blue Ridge Mountain Electric Membership.

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