696 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 696 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 2,392 sqft · built 2019
Owner2 Company Names on Record
Tax Bill$12,217 (2025)
Deeds & MortgagesMar 2022 Transfer
Mar 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN222-174-21-01

Property Details

APN / Parcel Number

Primary APN222-174-21-01

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,392 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address696 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1408
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 52 US 38 PER DOC18-0371665&UND INT IN TR 016159
Legal SubdivisionRANCHO CORONADO VILLAGE M 15-0
Legal Tract016159
Legal Block4
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20044

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Affidavit of Death of Joint Tenant, Transfer
Mar 1, 2022Intrafamily Transfer, Transfer
Mar 1, 2022Intrafamily Transfer, Transfer
Mar 1, 2022Intrafamily Transfer, Transfer
May 6, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 23, 2022
Transfer Doc0000092358
Record UpdatedSep 20, 2026

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2022
Property Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000092357
Map ReferenceMAP 16159
Instrument DateFeb 23, 2022
Instrument2022-0092357
Transaction TypeTransfer
Record UpdatedMar 9, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2022
Property Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000092358
Map ReferenceMAP 16159
Instrument DateFeb 23, 2022
Instrument2022-0092358
Transaction TypeTransfer
Record UpdatedMar 9, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2022
Property Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000092359
Map ReferenceMAP 16159
Instrument DateFeb 23, 2022
Instrument2022-0092359
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2022
Property Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000092360
Map ReferenceMAP 16159
Instrument DateFeb 23, 2022
Instrument2022-0092360
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 6, 2021
Property Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408
Document Number0000348900
Map ReferenceMAP 16159
Instrument DateApr 29, 2021
Instrument2021-0348900
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address696 GEMSTONE DR, SAN MARCOS, CA 92078-1408

Mortgage

Document Number0000348901
DateMay 6, 2021
Instrument2021-0348901
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$802,164 (+2%) Land $341,347 Building $460,817
2025$12,217.00 (+3.45%)$786,436 (-0.84%) Land $334,654 Building $451,782
2023$11,809.00 (+6%)$793,101 Land $374,278 Building $418,823
2022$11,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

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