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691 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 691 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details5 bd · 4 ba · 3,009 sqft · built 2019
Owner2 Individual Names on Record
Last Sale$768,000 (May 2019)
Tax Bill$13,430 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN222-174-19-03

Property Details

APN / Parcel Number

Primary APN222-174-19-03

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,009 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address691 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1409
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 23 US 93 PER DOC18-0244483&UND INT IN TR 016159
Legal Subdivision15-006 RHO CORONADO VILLAGE M
Legal Tract016159
Legal Block4
Legal Lot Number23
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4001
Census Tract20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address691 GEMSTONE DR, SAN MARCOS, CA 92078-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2019 · Amount on Record
Deed SaleMay 15, 2019 · Amount on Record
Deed Document Number2019182298
Last Transfer DateJan 19, 2021
Transfer Doc0000057114
Record UpdatedSep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 26, 2021
Property Address691 GEMSTONE DR, SAN MARCOS, CA 92078-1409
Document Number0000057114
Map ReferenceMAP 16159
Instrument DateJan 19, 2021
Instrument2021-0057114
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address691 GEMSTONE DR, SAN MARCOS, CA 92078-1409

Mortgage

Document Number0000057115
DateJan 26, 2021
Instrument2021-0057115
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$876,079 (+2%) Land $341,347 Building $534,732
2025$13,430.00 (+7.11%) Homeowner's exemption$858,902 (+4.04%) Land $334,654 Building $524,248
2023$12,538.00 (+2.26%) Homeowner's exemption$825,552 Land $321,660 Building $503,892
2022$12,261.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Spectrum
Cable		1,000 / 50
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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