701 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 701 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,646 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$711,500 (Aug 2019)
Tax Bill	$12,708 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Sale + 10 more
Flood Zone	Zone X (minimal risk)
APN	`222-174-18-01`

Property Details

APN / Parcel Number

Primary APN	`222-174-18-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,646 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	701 GEMSTONE DR
City	SAN MARCOS
State	CA
Zip	92078-1411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 22 US 97 PER DOC18-0380941&UND INT IN TR 016159
Legal Subdivision	15-006 RHO CORONADO VILLAGE M
Legal Tract	016159
Legal Block	4
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4001
Census Tract	20044

Owner

Source: San Diego County records · APN 222-174-18-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2020	Correction Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV
Feb 24, 2020	Correction Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV
Mar 05, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 16, 2019	Correction Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV
Aug 28, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 29, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MUFG UNION BK NA
Aug 22, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Aug 22, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE SUBDIVISI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	2019369752
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	0000707370
Date	Nov 12, 2020
Instrument	2020-0707370

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

February 2020: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2020
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000091956
Instrument Date	Feb 19, 2020
Instrument	91956
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 09, 2020
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10133 N EDGEWOOD DR FRESNO CA 937203423, FRESNO, CA 93720-3423

February 2020: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2020
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000091977
Instrument Date	Feb 18, 2020
Instrument	91977
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount Recorded
Tax	$823.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 05, 2020
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000116353
Instrument Date	Jan 31, 2020
Instrument	116353
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	116354
Date	Mar 05, 2020
Instrument	116354

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 04, 2050

September 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000402978
Instrument Date	Aug 28, 2019
Instrument	402978
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	709 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000369752
Map Reference	MAP 16159
Instrument Date	Aug 28, 2019
Instrument	2019-0369752
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	709 GEMSTONE DR, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	0000369753
Date	Aug 28, 2019
Instrument	2019-0369753

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000363111
Instrument Date	Aug 23, 2019
Instrument	363111
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 02, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$829.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	705 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	363112
Date	Aug 26, 2019
Instrument	363112

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000370129
Instrument Date	Aug 21, 2019
Instrument	370129
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 09, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$866.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	711 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	370130
Date	Aug 29, 2019
Instrument	370130

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000356531
Instrument Date	Aug 15, 2019
Instrument	356531
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$822.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	356532
Date	Aug 22, 2019
Instrument	356532

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000358824
Instrument Date	Jul 18, 2019
Instrument	358824
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10133 N EDGEWOOD DR FRESNO CA 937203423, FRESNO, CA 93720-3423

Mortgage

Document Number	358825
Date	Aug 23, 2019
Instrument	358825

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000362702
Instrument Date	Jun 03, 2019
Instrument	362702
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 04, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411

Mortgage

Document Number	362703
Date	Aug 26, 2019
Instrument	362703

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2019
Property Address	701 GEMSTONE DR, SAN MARCOS, CA 92078-1411
Document Number	0000356530
Instrument Date	Sep 12, 2018
Instrument	356530
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$834,403 (+2%) Land $334,654 Building $499,749
2025	$12,708.00 (+7.16%)	$818,043 (+4.04%) Land $328,093 Building $489,950
2023	$11,859.00 (+2.28%)	$786,279 Land $315,353 Building $470,926
2022	$11,595.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730200444, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 468 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	VALLECITOS WD serves 114,700 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.