DeKalb County property record for 355 Co Rd 41, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,068 sqft · built 2010 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,873 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-02-400-012.000-018 |
| Primary APN | 17-02-02-400-012.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 2,068 sqft |
| Basement Area | 1,820 sqft |
| Unfinished Basement | 1,820 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 196,020 sqft (4.5 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 952 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Solar |
|---|
| Account Number | 100202400012 |
|---|---|
| Street Address | 355 COUNTY ROAD 41 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TAYLOR'S PLEASANT ACRES SECTION II SECTION 2 TWP 35 RANGE 13 LOT 2 ACRES 4.50 |
| Legal Subdivision | TAYLORS PLEASANT ACRES SEC 02 |
| Legal Lot Number | 2 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20100 |
355 Co Rd 41, a rural home, is owned and occupied by an individual who acquired it in October 2016.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 355 COUNTY ROAD 41, WATERLOO, IN 46793-9335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Line of Credit CAMPBELL & FETTER BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAMPBELL & FETTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2016 |
| Transfer Doc | 0000005987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 355 COUNTY ROAD 41, WATERLOO, IN 46793-9335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202002461 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 202002461 |
| Name | CAMPBELL & FETTER BANK |
|---|---|
| Type | Bank |
| Address | KENDALLVILLE, IN 46755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 7, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 355 COUNTY ROAD 41, WATERLOO, IN 46793-9335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 355 COUNTY ROAD 41, WATERLOO, IN 46793-9335 |
| Document Number | 0202007628 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 202007628 |
| Name | CAMPBELL & FETTER BANK |
|---|---|
| Type | Bank |
| Address | KENDALLVILLE, IN 46755 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 355 Co Rd 41 was $1,873, up 2.6% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,873.00 (+2.63%) | $393,200 (+3.2%) Land $42,600 Building $350,600 | $393,200 (+3.2%) Land $42,600 Building $350,600 |
| 2024 | $1,825.00 (+10.01%) | $381,000 (+3.7%) Land $41,000 Building $340,000 | $381,000 (+3.7%) Land $41,000 Building $340,000 |
| 2023 | $1,659.00 (-5.63%) | $367,400 (+10.66%) Land $38,300 Building $329,100 | $367,400 (+10.66%) Land $38,300 Building $329,100 |
| 2022 | $1,758.00 | $332,000 Land $34,000 Building $298,000 | $332,000 Land $34,000 Building $298,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 355 Co Rd 41 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Co Rd 41 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Steuben County REMC Fiber | 1,000 / 1,000 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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