Duval County property record for 6959 Bernay Ave, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,463 sqft · built 1957 |
| Lot Size | 0.217 acres (9,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,500 (May 2018) |
| Tax Bill | $3,800 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011276-0000 |
| Primary APN | 011276-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| Gross Area | 1,879 sqft |
| 1st Floor Area | 1,068 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,451 sqft (0.217 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 256 sqft |
| Carport | Carport |
| Carport Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Open Porch |
| Porch Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6959 BERNAY AVE |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 27-58 39-2S-25E NORMANDY UNIT 5 LOT 8 BLK 18 |
| Legal Range | 25E |
| Legal Township | 02S |
| Legal Section | 39 |
| Legal Subdivision | NORMANDY UNIT 05 |
| Legal Block | 18 |
| Legal Lot Number | 8 |
| Legal Unit | 5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12000 |
6959 Bernay Ave is owned by an individual who bought it in May 2018.
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3960 OLD SUNBEAM RD, JACKSONVILLE, FL 32257-8994 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Sep 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP |
| Sep 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage SWBC MTG |
| May 11, 2018 | Grant Deed, Transfer SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP |
| Apr 2, 2018 | Warranty Deed, Transfer TITLE AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on File |
| Deed Sale | May 11, 2018 · Amount on File |
| Prior Sale | Apr 2, 2018 · Amount on File |
| Deed Document Number | 2018113498 |
| Deed Book / Page | 18385 / 888 |
| Prior Transfer Date | Apr 16, 2012 |
| Prior Transfer Doc | 0159370338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6959 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6959 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0203751835 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 20375/1835 |
| Instrument | 2022196220 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6959 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3960 OLD SUNBEAM RD, JACKSONVILLE, FL 32257-8994 |
| Document Number | 0193871340 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 19387/1340 |
| Instrument | 2020213739 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6959 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0193871340 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6959 BERNAY AVE JACKSONVILLE FL 322054504, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0193871340 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 019387/001340 |
| Instrument | 213739 |
| Name | SWBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 11, 2018 |
| Property Address | 6959 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0183850888 |
| Book / Page | 018385 / 000888 |
| Instrument Date | May 7, 2018 |
| Instrument | 113498 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $696.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6900 PHILIPS HWY JACKSONVILLE FL 322166090, JACKSONVILLE, FL 32216-6090 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 2, 2018 |
| Property Address | 6959 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0183341433 |
| Book / Page | 018334 / 001433 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 75362 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | TITLE AMERICA |
| Amount | Amount on Record |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6950 PHILIPS HWY #36 JACKSONVILLE FL 322166086, 36, JACKSONVILLE, FL 32216-6086 |
The 2025 property tax bill for 6959 Bernay Ave was $3,800, up 11.7% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,397 (-0.58%) Land $50,000 Building $149,397 | $199,397 (-0.58%) Land $50,000 Building $149,397 | |
| 2025 | $3,800.00 (+11.73%) | $200,560 Land $50,000 Building $150,560 | $200,560 Land $50,000 Building $150,560 |
| 2024 | $3,401.00 (+12.69%) | ||
| 2023 | $3,018.00 (+19.15%) | $174,397 (+21.52%) Land $32,500 Building $141,897 | $174,397 (+21.52%) Land $32,500 Building $141,897 |
| 2022 | $2,533.00 | $143,511 Land $25,000 Building $118,511 | $143,511 Land $25,000 Building $118,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6959 Bernay Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1996–2017) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6959 Bernay Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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